Under Contract
3811 W Card Road, Reading, MI 49274
$224,900
MLS # 26034932 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,996 sqftBuilt 19003 acres
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Listing Description
Welcome to 3811 W. Card Rd., where timeless charm meets peaceful country living. Perched atop a hill and surrounded by picturesque farmland, this home sits on 3 beautiful acres, offering privacy and scenic views. This 4 bed, 2 full bath home is filled with character, featuring an updated kitchen, stunning original woodwork, an eye-catching staircase banister, and large windows that flood the home with natural light. Rich in charm and waiting for your personal touches, this home offers endless potential for someone ready to bring it back to life. The property is being sold in as-is condition, presenting a wonderful opportunity for buyers looking to restore and customize a home with timeless appeal. Imagine ending each day on the inviting front porch, taking in the quiet beauty and tranquility of the countryside. Don't miss your chance to make this peaceful retreat your own!
Source: SparkMLS
About this home
Located in Reading, this property offers 4-bedroom, 2-bath, 1,996 sq ft, with original construction dating to 1900.
Asking $224,900 (about $113/sq ft).
Estimated annual property tax: $1,784, or about $149 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,996 sqft
Lot Size3 acres
Year Built1900
Stories2
Location
CityReading
MunicipalityCambria Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleFarmhouse, Victorian
ConstructionWood Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,784
Tax Year2025
Assessed Value$40,911
Parcel #11-020-100-001-20-7-3
Source: SparkMLS
Legal Description
BEG 957 FT E OF NW COR SEC 20, TH S 488 FT TH E 224 FT TH N 488 FT TH W 224 FT TO POB SEC 20 T7S R3W 3 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 9, 2026
Listed for sale
$224,900
Listed by Sydney Hendrickson
The Brokerage House
Frequently Asked Questions about 3811 W Card Road, Reading, MI 49274
What school district is 3811 W Card Road, Reading, MI 49274 in?
Per MLS# 26034932, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26034932, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034932, the most recent reported annual property tax for 3811 W Card Road, Reading, MI 49274 is $1,784 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3811 W Card Road, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3811 W Card Road, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambria Twp police department or the Hillsdale County sheriff's office.
Map
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3811 W Card Road, Reading, MI 49274
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