Sold
3812 N Saginaw Road, Midland, MI 48640
Sold on 06/24/2026 for$150,000
MLS # 50198873 (MiRealSource)
2 beds1 bathBuilt 19400.3 acres
1 / 18
Listing Description
Superior on Saginaw - Welcome to this completely renovated gem that offers either a smart investment potential or comfortable living! This charming two-bedroom, one-bathroom home has been thoughtfully rebuilt from the studs up, delivering modern amenities while maintaining an accessible, open-concept design that welcomes everyone. Step inside and discover a bright, airy floor plan featuring brand-new windows allowing the space to fill with natural light. The updated kitchen showcases fresh cabinetry, stylish countertops, and modern appliances ready for your culinary adventures. New flooring flows seamlessly throughout the home, complementing the fresh drywall and creating a clean, contemporary aesthetic. This property shines as an exceptional investment opportunity at an attractive price point, ideal for first-time buyers or savvy investors seeking reliable rental income. The extensive renovations include new beams, floor joists, extra insulation, vinyl siding, and a complete roof replacement, meaning virtually zero deferred maintenance for years to come. Accessibility features include a walk-in shower and spacious layout, with a removable ramp for future flexibility. The efficient on-demand water heater and new furnace, pre-wired for air conditioning, keep utility costs manageable. Below, a functional crawl space with electrical and moisture barrier. The property was elevated above the flood plain in 2020 and comes with current documentation eliminating flood insurance requirements. Situated in an established neighborhood just steps from H. H. Dow High School, this location offers convenience and community appeal. Schedule your private showing today and discover why this move-in-ready home deserves a spot on your must-see list!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Midland in Midland built in 1940.
This home sold for $150,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.3 acres
Year Built1940
Location
CityMidland
MunicipalityMidland
Zip Code48640
CountyMidland
School DistrictMidland
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/4/2026
Sold Date6/23/2026
Original Price$185,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #14-06-40-046
Source: SparkMLS
Legal Description
W 126 FT OF LOT 30 PFEIFFER SUB
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennafer Tipton
Modern Realty
Frequently Asked Questions about 3812 N Saginaw Road, Midland, MI 48640
Which school district serves 3812 N Saginaw Road, Midland, MI 48640?
Per MLS# 50198873, 3812 N Saginaw Road, Midland, MI 48640 is in the Midland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Midland directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50198873, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3812 N Saginaw Road, Midland, MI 48640 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3812 N Saginaw Road, Midland, MI 48640 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3812 N Saginaw Road, Midland, MI 48640. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3812 N Saginaw Road, Midland, MI 48640?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Midland police department or the Midland County sheriff's office.
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Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteDSLSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3812 N Saginaw Road, Midland, MI 48640
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Municipality
Midland
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