For Sale
382 E 3rd Street, Pentwater, MI 49449
$525,000
MLS # 26029215 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,782 sqftBuilt 18910.2 acres
1 / 44
Listing Description
Charming Pentwater Village home with a separate guest cottage, just steps from downtown Pentwater, the marina, and one of Michigan's finest Lake Michigan beaches. Built in the late 1800s, this beautifully updated home retains the timeless character of the era with tall ceilings, rich woodwork, and spacious rooms throughout. Offering 4 bedrooms and 2 full baths, the home blends historic charm with modern updates. Enjoy the inviting 3-season sunroom, covered front porch, and classic colonial-style window trim. A rare bonus is the cute self-contained 1-bedroom guest cottage featuring its own bath and kitchenette, perfect for guests or additional income potential. Situated on a large corner lot, the property also includes a workshop/garden shed for hobbies, storage, or projects. Bonus-onsite parking and electric for a camper/trailer. A unique opportunity to own a piece of Pentwater history in an unbeatable village location.Total sq ft includes Guest home
Source: SparkMLS
About this home
Located in Pentwater Village in Pentwater, this property offers 4-bedroom, 1-bath, 1,782 sq ft, with original construction dating to 1891.
Currently offered at $525,000 (about $295/sq ft).
Property tax estimate: $8,658 per year ($722/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,782 sqft
Lot Size0.2 acres
Year Built1891
Stories2
Location
CityPentwater
MunicipalityPentwater Vlg
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleColonial, Traditional
ConstructionWood Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Guest Quarters
Sale & Financing
Listed6/12/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,658
Tax Year2025
Assessed Value$157,315
Parcel #044-707-005-50
Source: SparkMLS
Legal Description
382 E THIRD ST QC994198 WD994199 VILLAGE OF PENTWATER - BLOCK 37 E 1/2 OF LOTS 5 & 6. COMBINED WITH 044-707-005-50-01 IN 2015;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Monica S Owens
Coldwell Banker Anchor-Pentwater
Frequently Asked Questions about 382 E 3rd Street, Pentwater, MI 49449
Which school district serves 382 E 3rd Street, Pentwater, MI 49449?
Per MLS# 26029215, 382 E 3rd Street, Pentwater, MI 49449 is in the Pentwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pentwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029215, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 382 E 3rd Street, Pentwater, MI 49449?
Per public tax records, annual property taxes for this property are $8,658 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 382 E 3rd Street, Pentwater, MI 49449 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 382 E 3rd Street, Pentwater, MI 49449 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 382 E 3rd Street, Pentwater, MI 49449?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Vlg police department or the Oceana County sheriff's office.
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
382 E 3rd Street, Pentwater, MI 49449
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Municipality
Pentwater Village
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