For Sale
3821 W Baseline Road, White Cloud, MI 49349
$309,999
MLS # 26029476 (Michigan Regional Information Center (MichRIC))
2 beds1 bath960 sqftBuilt 198810 acres
1 / 53
Listing Description
First time ever offered to the public. This cherished family cabin sits on over 10 heavily wooded acres where Peterson Creek winds through the property along with the White River, creating a setting that's becoming harder to find. Built in 1988 by Smith Builders, this 2-bedroom, 1-bath retreat has served as a place for family gatherings, fishing trips, and lasting memories for decades. Cast a line for trout and steelhead right from the property, relax by the fireplace after a day outdoors, or simply enjoy the peace and privacy that surround you. The spacious loft overlooks the living area and offers additional sleeping space for guests. A storage shed from Mass Mini Barns provides room for tools and outdoor gear. Keep it as the family getaway it's always been or make it your year-round home. Opportunities like this don't come along often.
Source: SparkMLS
About this home
Located in White Cloud, this property offers 2-bedroom, 1-bath, 960 sq ft, with original construction dating to 1988.
Listed at $309,999 (about $323/sq ft).
Property tax estimate: $2,380 per year ($198/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area960 sqft
Lot Size10 acres
Year Built1988
Stories1
Location
CityWhite Cloud
MunicipalityLincoln Twp
Zip Code49349
CountyNewaygo
School DistrictFremont
Construction & Systems
StyleChalet
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,380
Tax Year2025
Assessed Value$45,802
Parcel #10-32-300-005
Source: SparkMLS
Legal Description
THAT PART S 1/2 SW 1/4 BEG AT APT DIST S 89D 20'07'E 654.85 FT ALG S LN OF SEC 32 FROM SW COR SEC 32 See Full Legal in Docs
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tamara Hekkema
Greenridge Realty Inc
Frequently Asked Questions about 3821 W Baseline Road, White Cloud, MI 49349
What school district is 3821 W Baseline Road, White Cloud, MI 49349 in?
Per MLS# 26029476, this property is served by Fremont. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26029476, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029476, the most recent reported annual property tax for 3821 W Baseline Road, White Cloud, MI 49349 is $2,380 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3821 W Baseline Road, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3821 W Baseline Road, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Newaygo County sheriff's office.
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Monthly payment$2,011
Principal & interest$2,011
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
3821 W Baseline Road, White Cloud, MI 49349
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