Pending
3839 Wild Pine Drive, Saginaw, MI 48603
$449,000
MLS # 20261031171 (Realcomp)
4 beds3 baths3,340 sqftBuilt 20040.32 acres
1 / 28
Listing Description
Discover this beautifully updated 4-bedroom, 2.5-bath home offering spacious living, thoughtful upgrades, and a layout that blends comfort with everyday functionality. With a brand-new roof (2025), fresh interior paint (2025), and a new washer and dryer, this home is ready for its next chapter. Step inside to an open-concept main living area designed for today’s lifestyle. The light-filled living room features a cozy gas fireplace and expansive windows, flowing seamlessly into the kitchen—perfect for both entertaining and easy day-to-day living. A separate formal dining room adds the perfect setting for holidays and special gatherings. A dedicated office/study provides an ideal work-from-home setup with privacy and natural light. Upstairs, you’ll find four well-sized bedrooms, including a spacious primary suite designed for comfort and relaxation. The partially finished basement adds valuable flex space—ideal for a recreation area, home gym, or additional living space to suit your needs. Outside, enjoy a fully fenced backyard with beautiful landscaping and a charming patio—perfect for outdoor dining, entertaining, or simply unwinding. Positioned on a generous corner lot, the home offers a bright, open feel with great curb appeal. Completing the package is a rare 3-car garage, offering ample storage and convenience. Bright, updated, and move-in ready—this home checks all the boxes.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,340 sq ft home built in 2004 sits in Saginaw Township in Saginaw.
Currently offered at $449,000 (about $134/sq ft).
Estimated annual property tax: $6,247, or about $521 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,340 sqft
Lot Size0.32 acres
Year Built2004
Stories2
Location
CitySaginaw
MunicipalitySaginaw Twp
Zip Code48603
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,247
Parcel #23124072129000
Source: SparkMLS
Legal Description
LOT 29 GATEHOUSE MANOR ESTATES NO 2 SEC 07 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Makenna Rooker
Wentworth Real Estate Group
Frequently Asked Questions about 3839 Wild Pine Drive, Saginaw, MI 48603
Which school district serves 3839 Wild Pine Drive, Saginaw, MI 48603?
Per MLS# 20261031171, 3839 Wild Pine Drive, Saginaw, MI 48603 is in the Saginaw Twp boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Twp directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261031171, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3839 Wild Pine Drive, Saginaw, MI 48603?
Per public tax records, annual property taxes for this property are $6,247. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3839 Wild Pine Drive, Saginaw, MI 48603 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3839 Wild Pine Drive, Saginaw, MI 48603 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3839 Wild Pine Drive, Saginaw, MI 48603?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw Twp police department or the Saginaw County sheriff's office.
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Monthly payment$2,912
Principal & interest$2,912
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3839 Wild Pine Drive, Saginaw, MI 48603
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Municipality
Saginaw Township
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