Sold
3855 Harding Street, Detroit, MI 48214
Sold on 10/07/2025 for$45,000
MLS # 25037556 (Michigan Regional Information Center (MichRIC))
3 beds1 bath986 sqftBuilt 19050.07 acres
1 / 11
Listing Description
Cozy bungalow with a great front porch to enjoy a morning coffee or pass the time. Short drive to all the attractions downtown. Needs a little TLC to bring it to the finish line. Great for an investor to add to their portfolio or someone looking for a starter home.
Source: SparkMLS
About this home
Located in St Jean in Detroit, this property offers 3-bedroom, 1-bath, 986 sq ft, with original construction dating to 1905.
Final sale price: $45,000 (about $46/sq ft).
Property tax estimate: $616 per year ($51/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area986 sqft
Lot Size0.07 acres
Year Built1905
Stories2
Location
CityDetroit
MunicipalityDetroit City
Zip Code48214
CountyWayne
School DistrictDetroit City School District
Construction & Systems
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/27/2025
Sold Date10/6/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$960
Tax Year2025
State Equalized Value$9,600
Assessed Value$9,600
Parcel #21039780.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2026. W HARDING 1416 ST CLAIR HEIGHTS EUGENE SLOMANS SUB L18 P50 PLATS, W C R 21/534 30 X 103.98A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shannon Hall
LPT Realty, LLC
Frequently Asked Questions about 3855 Harding Street, Detroit, MI 48214
Which school district serves 3855 Harding Street, Detroit, MI 48214?
Per MLS# 25037556, 3855 Harding Street, Detroit, MI 48214 is in the Detroit City School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit City School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25037556, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3855 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $746 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3855 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3855 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3855 Harding Street, Detroit, MI 48214. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3855 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$616
Monthly$51
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$440
Principal & interest$389
Property taxes$51
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3855 Harding Street, Detroit, MI 48214
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Neighborhood
St Jean
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Community
Detroit
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County
Wayne County
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