For Sale
3860 E Commerce Road, Commerce Twp, MI 48382
$1,050,000
MLS # 20261039513 (Realcomp)
4 beds3 baths3,572 sqftBuilt 19692 acres
1 / 72
Listing Description
Lakefront living doesn't get better than this. Tucked away off Commerce Road, this completely updated ranch sits on over an acre with more than 300 feet of private frontage on all-sports Lake Sherwood — a rare combination of space, privacy, and waterfront lifestyle that is nearly impossible to find. The kitchen was fully remodeled in 2022 and leaves nothing to be desired, featuring quartz countertops, gorgeous cabinetry, and stainless steel appliances. The updates don't stop there — new roof in 2022, new AC and furnace in 2019, and newly connected to city sewer in 2026, giving the next owner true peace of mind from day one. The finished walk-out basement adds tremendous living space and opens directly to one of the most breathtaking backyards in the area. Step out onto the large Trex deck and take in sweeping water views over an oversized backyard that leads right to the lake. A massive side yard rounds out the outdoor experience, offering endless room for recreation, storage, or future possibilities. Whether you're entertaining lakeside, launching from your own frontage, or simply soaking in the views from the deck — this property delivers the full package. Schedule your private showing today before this one is gone!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,572 sq ft home built in 1969 sits in Commerce Township in Commerce Twp.
Currently offered at $1,050,000 (about $294/sq ft).
Property tax estimate: $9,692 per year ($808/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,572 sqft
Lot Size2 acres
Year Built1969
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48382
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionStone, Other
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/29/2026
Original Price$1,100,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Annually
IncludesLawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$8,212
State Equalized Value$352,160
Taxable Value$239,810
Parcel #1706451068
Source: Public Records
Legal Description
T2N, R8E, SEC 6 AMENDED PLAT OF LOTS 206, 207, 208 & VAC FORD RD IN LAKE SHERWOOD SUB NO 10 LOT 524 EXC BEG AT PT DIST N 00-52-11 W 253.79 FT FROM S 1/4 COR, TH N 00-52-11 W 222.94 FT, TH S 76-04-24 E 55 FT, TH S 17-47-47 W 139.59 FT, TH S 00-52-11 E 76.03 FT, TH S 84-59-49 W 8.52 FT TO BEG, ALSO OF 'LAKE SHERWOOD SUB NO 10' VAC FORD RD DESC AS BEG AT PT DIST N 00-52-11 W 60 FT FROM S 1/4 COR, TH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erik Wright
Social House Real Estate Group LLC
Frequently Asked Questions about 3860 E Commerce Road, Commerce Twp, MI 48382
Which school district serves 3860 E Commerce Road, Commerce Twp, MI 48382?
Per MLS# 20261039513, 3860 E Commerce Road, Commerce Twp, MI 48382 is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261039513, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3860 E Commerce Road, Commerce Twp, MI 48382?
Per public tax records, annual property taxes for this property are $8,212. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3860 E Commerce Road, Commerce Twp, MI 48382 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3860 E Commerce Road, Commerce Twp, MI 48382 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3860 E Commerce Road, Commerce Twp, MI 48382?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$9,692
Monthly$808
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$7,660
Principal & interest$6,810
Property taxes$808
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3860 E Commerce Road, Commerce Twp, MI 48382
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Municipality
Commerce Township
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County
Oakland County
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