For Sale
3860 Gateway Lane, Niles, MI 49120
$475,000
MLS # 26030048 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,243 sqftBuilt 20051.18 acres
1 / 37
Listing Description
Your Gateway to an affluent suburban lifestyle in the best new subdivision offering the Buchanan Promise, conveniently located near Notre Dame Indiana, and the Splendor of Southwest Michigan's Harbor Country awaits a lucky buyer. This four bedroom Ranch with Cathedral Ceilings features a bright and functional layout. Cool basement with Holiday Party vibes, built in bar, walkout to over an acre of Rolling Hills with pastoral views, a below ground step in pool, a porch with composite decking, a 15 x 30 out building. Garage has 240amp 40v Charger for EV, Natural Gas Heat, underground sprinkler, fence. Main Floor Laundry lots of storage.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,243 sq ft home in Bertrand Township in Niles built in 2005.
Asking $475,000 (about $212/sq ft).
Property tax estimate: $2,984 per year ($249/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,243 sqft
Lot Size1.18 acres
Year Built2005
Stories2
Location
CityNiles
MunicipalityBertrand Twp
Zip Code49120
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Wood
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,984
Tax Year2024
Assessed Value$131,854
Parcel #11-05-6600-0048-01-1
Source: SparkMLS
Legal Description
LOT 48 RED BUD MEADOWS ALSO THAT PT OF LOT 47 DESC AS BEG AT SW COR SD LOT 47 TH N 43.48' TH N48DEG12'30''E 267.26' TO PT ON SLY LN LOT 47 45.56' S41DEG57'49''W OF NE COR SD LOT 47 TH S41DEG57'49''W 298.00' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christine Moore
Freedom Realty
Frequently Asked Questions about 3860 Gateway Lane, Niles, MI 49120
What school district is 3860 Gateway Lane, Niles, MI 49120 in?
Per MLS# 26030048, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3860 Gateway Lane, Niles, MI 49120?
Per MLS# 26030048, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26030048, the most recent reported annual property tax for 3860 Gateway Lane, Niles, MI 49120 is $2,984 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3860 Gateway Lane, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3860 Gateway Lane, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bertrand Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3860 Gateway Lane, Niles, MI 49120
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Municipality
Bertrand Township
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