For Sale
3869 Harding Street, Detroit, MI 48214
$174,900
MLS # 20261025354 (Realcomp)
3 beds1 bath1,194 sqftBuilt 19180.07 acres
1 / 36
Listing Description
(THE LARGE VACANT LOT TO THE LEFT COMES WITH YOUR HOME) This charming 1,194 sq ft, 3-bedroom, 1.1-bath bungalow has been completely transformed from top to bottom and is move-in ready to wow your buyers. Every detail shines with fresh updates: a stunning new kitchen perfect for culinary adventures, beautifully redone bathrooms, brand-new flooring and plush carpet throughout, fresh paint on every wall, a new roof, new furnace, and a new hot water tank. The spacious basement offers endless possibilities for storage, a home gym, or future entertainment space, while the large yard is a rare outdoor oasis—ideal for summer BBQs, gardening, or letting the kids (and pets!) run free. Located in the heart of Gratiot Woods (just steps from East English Village vibes), this home puts you close to everything that makes Detroit living exciting. Relax and play at nearby Pingree Park with its playground, softball fields, and basketball courts. Just a short drive (about 2 miles) is expansive Chandler Park, featuring a pool, skate park, golf course, and sports courts. Head 5 miles south to iconic Belle Isle State Park for beaches, the conservatory, aquarium, and waterfront fun. Downtown Detroit is an easy 15-20 minute drive away, giving you quick access to world-class dining, sports, entertainment, the RiverWalk, Eastern Market, and all the energy of the city center. Whether you're a first-time buyer seeking turnkey perfection, a growing family craving space and community, or an investor looking for a high-demand rehab in an up-and-coming pocket, this property delivers. Fresh, fabulous, and full of life—this is Detroit living at its best! Ready to make it yours? Contact me today for a private showing and turn this dream home into reality!
Source: SparkMLS
About this home
Located in St Jean in Detroit, this property offers 3-bedroom, 1-bath, 1,194 sq ft, with original construction dating to 1918.
Currently offered at $174,900 (about $146/sq ft).
Estimated annual property tax: $911, or about $76 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,194 sqft
Lot Size0.07 acres
Year Built1918
Stories2
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionAluminum Siding, Brick
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Original Price$185,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,420
Tax Year2025
State Equalized Value$14,200
Assessed Value$14,200
Parcel #21039778.
Source: Public Records
Legal Description
W HARDING 1414 ST CLAIR HEIGHTS EUGENE SLOMANS SUB L18 P50 PLATS, W C R 21/534 30 X 104.08A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sotero M Lopez II
EXP Realty Main
Frequently Asked Questions about 3869 Harding Street, Detroit, MI 48214
Which school district serves 3869 Harding Street, Detroit, MI 48214?
Per MLS# 20261025354, 3869 Harding Street, Detroit, MI 48214 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261025354, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3869 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $1,564. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3869 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3869 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3869 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$911
Monthly$76
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,210
Principal & interest$1,134
Property taxes$76
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3869 Harding Street, Detroit, MI 48214
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Neighborhood
St Jean
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Community
Detroit
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County
Wayne County
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