Sold
3870 Rus Dic Drive, Reading, MI 49274
Sold on 05/01/2026 for$341,000
MLS # 25053771 (Michigan Regional Information Center (MichRIC))
2 beds1 bath960 sqftBuilt 19600.28 acres
1 / 42
Listing Description
Welcome to this beautiful lakefront retreat offering 68 feet of frontage on sought-after All-Sport Long Lake. Enjoy a level lot w/a firepit, beachfront sand, & a sandy-bottom lake--perfect for swimming, relaxing, and taking in the stunning water views. This property also includes an additional lot across the street, equates to 1.05 acres. The home features an open floor plan w/a brick fireplace and a wall of glass doors spanning the width of the home to showcase the breathtaking lake views. It offers two large bedrooms, one full bath & laundry room. An attached, insulated 2.5-car garage w/heater and sliding glass doors provides a seamless indoor-outdoor connection to the lake. Outside, you'll find a small fenced-in area, patio & a shed on each lot for extra storage. New well pump and newer roof, vinyl siding, sliding glass door. Two aluminum docks included. There are no association fees. Baseboard heating & forced-air AC for year-round comfort. Home furnishings are included.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 960 sq ft home built in 1960 sits in Reading.
Closed at $341,000 (about $355/sq ft).
Annual property taxes run approximately $1,984 ($165/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,000 Mbps from 5 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area960 sqft
Lot Size0.28 acres
Year Built1960
Stories1
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorEat-in Kitchen
Sale & Financing
Listed10/17/2025
Sold Date4/30/2026
Original Price$400,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,984
Tax Year2025
Assessed Value$80,122
Parcel #10-185-001-004
Source: SparkMLS
Legal Description
LOT 4 SUNSET COVE
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Hackworth
ERA Reardon Realty, L.L.C.
Frequently Asked Questions about 3870 Rus Dic Drive, Reading, MI 49274
Which school district serves 3870 Rus Dic Drive, Reading, MI 49274?
Per MLS# 25053771, 3870 Rus Dic Drive, Reading, MI 49274 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25053771, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3870 Rus Dic Drive, Reading, MI 49274?
Per public tax records, annual property taxes for this property are $1,984 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3870 Rus Dic Drive, Reading, MI 49274 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3870 Rus Dic Drive, Reading, MI 49274 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3870 Rus Dic Drive, Reading, MI 49274. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3870 Rus Dic Drive, Reading, MI 49274?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3870 Rus Dic Drive, Reading, MI 49274
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