For Sale
3871 Main Street, Benton Harbor, MI 49022
$89,500
MLS # 26033966 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,250 sqftBuilt 19550.17 acres
1 / 10
Listing Description
Cash only buyers due to some leaks in waterline, unfinished interior. Great opportunity to build instant equity in a quaint, low traffic location in Riverside, Michigan. Benton Harbor address allows for curbside mail to be delivered in your mailbox, if you choose Riverside as an address you need to get a PO Box at the Post office, it's an option for the owner. Electric and gas are on, pump turned off due to water leaks.
Source: SparkMLS
About this home
Located in Hagar Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 1,250 sq ft, with original construction dating to 1955.
Listed at $89,500 (about $72/sq ft).
Annual property taxes run approximately $596 ($50/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,250 sqft
Lot Size0.17 acres
Year Built1955
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictHagar Twp #6
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Storm Sewer
Sale & Financing
Listed7/5/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$596
Tax Year2025
Assessed Value$31,647
Parcel #11-10-0027-0036-03-1
Source: SparkMLS
Legal Description
On file
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by R.Scott Neumann
Sunrise Real Estate, Inc.
Frequently Asked Questions about 3871 Main Street, Benton Harbor, MI 49022
Which school district serves 3871 Main Street, Benton Harbor, MI 49022?
Per MLS# 26033966, 3871 Main Street, Benton Harbor, MI 49022 is in the Hagar Twp #6 boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hagar Twp #6 directly to confirm enrollment eligibility.
What financing options are available for 3871 Main Street, Benton Harbor, MI 49022?
Per MLS# 26033966, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3871 Main Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $596 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3871 Main Street, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3871 Main Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3871 Main Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$580
Principal & interest$580
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3871 Main Street, Benton Harbor, MI 49022
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Municipality
Hagar Township
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