Under Contract
3871 Main Street, Benton Harbor, MI 49022
$92,000
MLS # 26007490 (Michigan Regional Information Center (MichRIC))
2 beds1 bath625 sqftBuilt 19550.17 acres
1 / 11
Listing Description
Super location. Extremely low traffic, 25 mph, short street out front. Welcome to the small community of Riverside. P,O, Box at Riverside Post Office is an option for owner. Tax records show 576 sq. ft. Correct square footage is 625. Short drive to Lake Michigan, public beaches are only 1 mile or less from subject. Basement could easily be finished for extra bedroom and den. 5inch Water Well installed in front yard in 2017. Winterized, Electric is off.
Source: SparkMLS
About this home
Located in Hagar Township in Benton Harbor, this property offers 2-bedroom, 1-bath, 625 sq ft, with original construction dating to 1955.
Listed at $92,000 (about $147/sq ft).
Annual property taxes run approximately $623 ($52/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area625 sqft
Lot Size0.17 acres
Year Built1955
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictHagar Twp #6
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed3/1/2026
Original Price$104,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$623
Tax Year2024
Assessed Value$31,647
Parcel #11-10-0027-0036-03-1
Source: SparkMLS
Legal Description
COM 1087.5'N & 366'E OF THE SW COR OF THE E1/2 OF THE NE1/4 SEC 27 T3S R18W TH E 124'TH N 60'TH W 124'TH S 60'TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by R.Scott Neumann
Sunrise Real Estate, Inc.
Frequently Asked Questions about 3871 Main Street, Benton Harbor, MI 49022
What school district is 3871 Main Street, Benton Harbor, MI 49022 in?
Per MLS# 26007490, this property is served by Hagar Twp #6. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26007490, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007490, the most recent reported annual property tax for 3871 Main Street, Benton Harbor, MI 49022 is $623 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3871 Main Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3871 Main Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$597
Principal & interest$597
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3871 Main Street, Benton Harbor, MI 49022
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Municipality
Hagar Township
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