For Sale
3871 N Straits Highway, Cheboygan, MI 49721
$525,000
MLS # 201841620
2 beds1 bath0.56 acres
1 / 59
Listing Description
Wake up to breathtaking sunrises over Mullett Lake from this charming cabin on the lake's desirable west shore. With 81 feet of sandy frontage, this property offers the perfect Up North retreat. The deep, well-maintained lot provides privacy while setting the home back from the road. Inside, the lakeside living area captures beautiful water views, while two bedrooms and a spacious loft offer plenty of room for family and guests. Step onto the newer front deck to relax and enjoy Northern Michigan summers. A detached garage provides ample storage for all your lake toys. Just across the road, spend your days boating the Inland Waterway, soaking up the sun, or take advantage of the North Central State Trail for walking, biking, running, and snowmobiling. Most furnishings included!, Age: 31+ Years Approx
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home sits in Cheboygan.
Asking $525,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.56 acres
Location
CityCheboygan
MunicipalityMullett Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed7/21/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Listed for sale
$525,000
Listed by Billy Andrew
COLDWELL BANKER SCHMIDT INDIAN RIVER
Frequently Asked Questions about 3871 N Straits Highway, Cheboygan, MI 49721
Is 3871 N Straits Highway, Cheboygan, MI 49721 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3871 N Straits Highway, Cheboygan, MI 49721 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mullett Twp police department or the Cheboygan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3871 N Straits Highway, Cheboygan, MI 49721
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