For Sale
39 S State Street, Hart, MI 49420
$675,000
MLS # 26031690 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 19470.28 acres
1 / 48
Listing Description
Situated in the heart of downtown Hart with 80 feet of State Street frontage, this property is positioned to benefit from the city's ongoing redevelopment and growth. Major improvements are underway, including the downtown streetscape and plaza project nearing completion, as well as a new 60-unit apartment complex currently projected for completion in 2027 and notably not offering an on-site fitness center. Together, these developments create compelling momentum for future growth and investment potential. This turnkey opportunity includes a fully equipped fitness and wellness center on the main level. The thriving gym offers approximately 8,031 square feet and features a smoothie/coffee bar, commercial kitchen, hot yoga studio, men and women's bathrooms with showers, reinforced ceiling structure for aerial yoga, and an impressive array of fitness equipment. The second floor apartments, once configured as two separate units, present an opportunity for renovation and income potential.
Source: SparkMLS
About this home
2-bath home in Hart in Hart built in 1947.
Listed at $675,000.
Property tax estimate: $8,084 per year ($674/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeBusiness Opportunity
Bathrooms2
Lot Size0.28 acres
Year Built1947
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
ConstructionVinyl Siding, Brick
HeatingForced Air
UtilitiesCable Available, Natural Gas Connected, Electricity Connected
InteriorBroadband
Sale & Financing
Listed6/24/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$8,084
Tax Year2026
Assessed Value$144,075
Parcel #020-208-008-50
Source: SparkMLS
Legal Description
QC-L2000P10379 MLC-L2013P9855 RC-L2013P2668 COMB WI 208-005-30 & 008-00 IN 98 CITY OF HART S 14 FT OF LOT 5 & LOT 8, EXC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marie L DeRuiter
Five Star Real Estate (Hart)
Frequently Asked Questions about 39 S State Street, Hart, MI 49420
What school district is 39 S State Street, Hart, MI 49420 in?
Per MLS# 26031690, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031690, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031690, the most recent reported annual property tax for 39 S State Street, Hart, MI 49420 is $8,084 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 39 S State Street, Hart, MI 49420 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 39 S State Street, Hart, MI 49420 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,378
Principal & interest$4,378
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
39 S State Street, Hart, MI 49420
View full property history →
Municipality
Hart
View all listings →
Get email alerts for new listings near 39 S State Street
We'll notify you when something hits the market in Hart or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.