For Sale
390 W Division Street, Sparta, MI 49345
$339,000
MLS # 26023033 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,914 sqftBuilt 19520.6 acres
1 / 36
Listing Description
Welcome home to this beautifully maintained mid-century modern gem in the heart of Sparta! Full of character and warmth, this 3-bedroom, 2-bath home features real hardwood floors, a cozy fireplace, and a bright open layout designed for comfortable everyday living. The spacious kitchen flows seamlessly into the main living areas, while the screened-in porch offers the perfect place to relax and overlook the large backyard. A versatile bonus room provides endless possibilities for entertaining, a home office, workout space, or hobby room. Conveniently located just a short walk from local restaurants, parks, shops, and downtown amenities. Buyer's agent to verify all information.
Source: SparkMLS
About this home
Located in Sparta Township in Sparta, this property offers 3-bedroom, 2-bath, 1,914 sq ft, with original construction dating to 1952.
Currently offered at $339,000 (about $177/sq ft).
Estimated annual property tax: $5,609, or about $467 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,914 sqft
Lot Size0.6 acres
Year Built1952
Stories1
Location
CitySparta
MunicipalitySparta Vllg
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick, Wood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/17/2026
Original Price$349,000
Terms AcceptedCash, FHA, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,609
Tax Year2025
State Equalized Value$173,400
Taxable Value$171,954
Assessed Value$167,434
Parcel #410522201002
Source: Public Records
Legal Description
W 132 FT OF E 492 FT OF N 198 FT OF W 1/2 NW 1/4 NE 1/4 * SEC 22 T9N R12W 0.60 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darko Jovanovic
Bellabay Realty (North)
Frequently Asked Questions about 390 W Division Street, Sparta, MI 49345
Which school district serves 390 W Division Street, Sparta, MI 49345?
Per MLS# 26023033, 390 W Division Street, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023033, this listing accepts Cash, FHA, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 390 W Division Street, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $5,609 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 390 W Division Street, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 390 W Division Street, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 390 W Division Street, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Vllg police department or the Kent County sheriff's office.
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Monthly payment$2,199
Principal & interest$2,199
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
390 W Division Street, Sparta, MI 49345
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Municipality
Sparta Township
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