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3907 Gardner Avenue, Berkley, MI 48072
$295,000
MLS # 20261041090 (Realcomp)
3 beds1 bath1,197 sqftBuilt 19510.1 acres
1 / 44
Listing Description
Open house! Saturday, June 13th from 12pm-2pm. Berkley's leading home seller presents this delightful bungalow with a brand new updated kitchen and a partially finished basement, all within walking distance of downtown Berkley. A covered front porch welcomes you into an inviting living room with a warm wood slat accent wall and built-in shelving. The beautifully updated kitchen is the heart of the home, featuring stainless steel appliances, a crisp subway tile backsplash, open floating shelves, and a sunny breakfast nook tucked into a bright bay window. Two entry-level bedrooms share an updated full bath down the hall. Head upstairs to a spacious bedroom with vaulted ceilings. The partially finished basement offers a versatile bonus space along with separate laundry and ample storage. Out back, enjoy summer nights on the patio surrounded by raised garden beds, with a handy storage shed completing the yard. Just a short drive or bike ride to Royal Oak Beaumont. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,197 sq ft home in Berkley in Berkley built in 1951.
Listed at $295,000 (about $246/sq ft).
Estimated annual property tax: $4,293, or about $358 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,197 sqft
Lot Size0.1 acres
Year Built1951
Stories2
Location
CityBerkley
MunicipalityBerkley City
Zip Code48072
CountyOakland
School DistrictBerkley
Construction & Systems
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,293
State Equalized Value$110,500
Taxable Value$105,540
Parcel #2507407023
Source: Public Records
Legal Description
T1N, R11E, SEC 7 COTTAGE HOMES SUB N 40 FT OF LOT 49
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 3907 Gardner Avenue, Berkley, MI 48072
What school district is 3907 Gardner Avenue, Berkley, MI 48072 in?
Per MLS# 20261041090, this property is served by Berkley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3907 Gardner Avenue, Berkley, MI 48072?
Per MLS# 20261041090, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261041090, the most recent reported annual property tax for 3907 Gardner Avenue, Berkley, MI 48072 is $4,293. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3907 Gardner Avenue, Berkley, MI 48072 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3907 Gardner Avenue, Berkley, MI 48072 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,913
Principal & interest$1,913
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3907 Gardner Avenue, Berkley, MI 48072
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Municipality
Berkley
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County
Oakland County
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