Sold
3922 S. Bay Bluffs Drive, Cedar, MI 49621
Sold on 10/10/2025 for$580,000
MLS # 50184912 (MiRealSource)
3 beds3 baths1,813 sqftBuilt 20001.46 acres
1 / 50
Listing Description
Beautiful home located near many lakes with seasonal water view. First floor master suite with bath and private screened patio. Open concept kitchen and Great rm w/gas fireplace and cathedral vaulted ceiling. Great rm has floor to ceiling windows for added light and scenic views. Home backs to wooded area for privacy. Island seating in kitchen w/all appliances included opens to breakfast nook. First floor laundry/mud rm w/garage access. Finished basement with walk out patio, full bath, 2nd kitchen area w/sink/bar and mini fridge. Enjoy your large upper deck for entertaining or just taking in the scenic views. Door walls to upper deck are 8' wide. Home has an Advanced Reverse Osmosis Water Treatment System for fridge only. In ground sprinkler system. Leaf guard gutters. Quick 5 min drive to Good Harbor Bay Beach with public access. Located near (2) golf courses, Little Traverse Lake and hiking trails. Most furniture available for purchase.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,813 sq ft home in Cedar built in 2000.
Final sale price: $580,000 (about $320/sq ft).
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,813 sqft
Lot Size1.46 acres
Year Built2000
Location
CityCedar
Zip Code49621
CountyLeelanau
School DistrictLeland Public School District
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorWet Bar, Water Softener/Owned, Ceiling Fan(s)
Sale & Financing
Listed8/11/2025
Sold Date10/9/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bob Sikes
RE/MAX First
Frequently Asked Questions about 3922 S. Bay Bluffs Drive, Cedar, MI 49621
What school district is 3922 S. Bay Bluffs Drive, Cedar, MI 49621 in?
Per MLS# 50184912, this property is served by Leland Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50184912, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 3922 S. Bay Bluffs Drive, Cedar, MI 49621 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3922 S. Bay Bluffs Drive, Cedar, MI 49621 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3922 S. Bay Bluffs Drive, Cedar, MI 49621?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
1 Gbps
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsBrightspeedDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3922 S. Bay Bluffs Drive, Cedar, MI 49621
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