Sold
3938 N Otter Creek Road, Monroe, MI 48161
Sold on 08/16/2025 for$310,000
MLS # 50180648 (MiRealSource)
3 beds1 bath1,300 sqftBuilt 20042.9 acres
1 / 32
Listing Description
Looking for land and a home that’s already done the heavy lifting? This updated and move-in ready retreat features 3 spacious bedrooms, 1.5 baths, a basement and an attached garage. Got toys? We've got space. This country haven sits on almost 3 acres of pure, unfiltered freedom — complete with workshop and a separate driveway perfect for a larger camper or toy hauler. Located in Monroe Public schools but just minutes from the highway for an easy commute to work or weekend adventures.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,300 sq ft home in La Salle Township in Monroe built in 2004.
Closed at $310,000 (about $238/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,300 sqft
Lot Size2.9 acres
Year Built2004
Location
CityMonroe
Zip Code48161
CountyMonroe
School DistrictMonroe Public Schools
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed7/7/2025
Sold Date8/15/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sara Myers
NextHome Elevate in Temperance
Frequently Asked Questions about 3938 N Otter Creek Road, Monroe, MI 48161
What school district is 3938 N Otter Creek Road, Monroe, MI 48161 in?
Per MLS# 50180648, this property is served by Monroe Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50180648, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 3938 N Otter Creek Road, Monroe, MI 48161 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3938 N Otter Creek Road, Monroe, MI 48161 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3938 N Otter Creek Road, Monroe, MI 48161?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3938 N Otter Creek Road, Monroe, MI 48161. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Monroe County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessDSLSatellite
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TDSL
100 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3938 N Otter Creek Road, Monroe, MI 48161
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Municipality
La Salle Township
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County
Monroe County
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