Sold
395 W CHESTERFIELD Street, Ferndale, MI 48220
Sold on 07/11/2024 for$279,725
MLS # 20240039439 (Realcomp)
3 beds1 bath1,145 sqftBuilt 19510.1 acres
1 / 49
Listing Description
WELCOME HOME... CHARMING BUNGALOW READY TO MOVE IN.UPDATED KITCHEN CABINETS WITH CERAMIC FLOORS, QUARTZ CTRS, STAINLESS BACKSPLASH, NEWER A/C, HOT WATER HEATER, HARDWOOD FLOORS ON MAIN LEVEL, LARGE MASTER BEDROOM WITH WOOD FLOORS/WALK IN CLOSET, AWESOME SCREENED IN PORCH OVERLOOKING PRIVATE BACKYARD, DETACHED GARAGE, GREAT LOCATION CLOSE TO DOWNTOWN FERNDALE, FRESHLY PAINTED EXTERIOR, SELLER PROVIDING ONE YEAR HOME WARRANTY... MUST SEE!!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,145 sq ft home in Ferndale in Ferndale built in 1951.
This home sold for $279,725 (about $244/sq ft).
Estimated annual property tax: $5,432, or about $453 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,145 sqft
Lot Size0.1 acres
Year Built1951
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed6/7/2024
Sold Date7/10/2024
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,432
State Equalized Value$126,430
Taxable Value$126,430
Parcel #2534454015
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ADOLPH SLOMAN'S WOODWARD BLVD SUB LOT 204, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gary B Callas
Clubhouse Realty LLC
Frequently Asked Questions about 395 W CHESTERFIELD Street, Ferndale, MI 48220
What school district is 395 W CHESTERFIELD Street, Ferndale, MI 48220 in?
Per MLS# 20240039439, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20240039439, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240039439, the most recent reported annual property tax for 395 W CHESTERFIELD Street, Ferndale, MI 48220 is $5,432. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 395 W CHESTERFIELD Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 395 W CHESTERFIELD Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 395 W CHESTERFIELD Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 395 W CHESTERFIELD Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,814
Principal & interest$1,814
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
395 W CHESTERFIELD Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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