Sold
3955 Cambrook Lane, Waterford, MI 48329
Sold on 05/12/2026 for$331,000
MLS # 20261022337 (Realcomp)
3 beds2 baths2,023 sqftBuilt 19520.7 acres
1 / 51
Listing Description
Exceptional brick ranch on Rainbow Lake offering beautiful lake views and a highly desirable setting. This 3-bedroom, 1.5-bath home features approximately 2,000 square feet of living space with a spacious and functional layout, highlighted by a large family room that provides excellent space for both everyday living and entertaining.Set on a generous lot, the outdoor amenities truly stand out. Enjoy an in-ground gunite pool, perfect for summer days, surrounded by ample space for lounging, entertaining, and outdoor dining. The expansive yard offers endless possibilities—from hosting gatherings to creating your own private retreat—all while taking in the peaceful lake views. The setting provides a perfect backdrop for both relaxed days and lively evenings outdoors.The one-floor design ensures convenient living, with a layout that offers both comfort and flexibility. With solid construction and room to personalize, this home presents an outstanding opportunity to create a refined lakeview residence. Updates include: HWH, Well pump, Chimney repair w/new liner (2026) Water Softener & Garage Door (2024) Pool has been professionally opened and closed each season.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,023 sq ft home built in 1952 sits in Waterford Township in Waterford.
Closed at $331,000 (about $164/sq ft).
Estimated annual property tax: $4,002, or about $334 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,023 sqft
Lot Size0.7 acres
Year Built1952
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Forced Air
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed4/5/2026
Sold Date5/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$20 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,579
State Equalized Value$131,600
Taxable Value$95,430
Parcel #1304153026
Source: Public Records
Legal Description
T3N, R9E, SEC 4 WESTRIDGE LOTS 11 & 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shelley Oswalt
RE/MAX Eclipse Clarkston
Frequently Asked Questions about 3955 Cambrook Lane, Waterford, MI 48329
Which school district serves 3955 Cambrook Lane, Waterford, MI 48329?
Per MLS# 20261022337, 3955 Cambrook Lane, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 3955 Cambrook Lane, Waterford, MI 48329?
Per MLS# 20261022337, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3955 Cambrook Lane, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $3,579. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3955 Cambrook Lane, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3955 Cambrook Lane, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3955 Cambrook Lane, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$4,002
Monthly$334
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,541
Principal & interest$2,205
Property taxes$334
HOA$2
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3955 Cambrook Lane, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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