Sold
396 UNIVERSITY Street, Ferndale, MI 48220
Sold on 04/25/2025 for$272,500
MLS # 20250019338 (Realcomp)
3 beds2 baths1,275 sqftBuilt 19440.12 acres
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Listing Description
*** All offers are due: Sunday, March 30, 2025 at 8:00PM. ***Welcome to 396 University Street—a beautifully updated bungalow right in the heart of Ferndale. You're just a quick stroll from your favorite downtown spots, yet tucked comfortably into a quiet, friendly neighborhood.Step inside, and you'll instantly feel at home! The finished basement gives you tons of extra space for hanging out, entertaining friends, or finally setting up that dream projector room you've always wanted. Upstairs, the new kitchen remodel (2023) blends modern updates with timeless charm, perfect whether you're cooking up dinner, hosting game night, or simply enjoying your morning coffee.Worried about big-ticket items? You don’t have to be. The major stuff has already been handled, including a new roof (2022), updated sewer line (2021), and an efficient HVAC system with furnace, AC, and mini-split (2018).This home genuinely hits all the notes Ferndale buyers care about: walkability, comfort, and character. No renovation headaches here—just unpack, settle in, and start loving life at 396 University Street.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,275 sq ft home in Ferndale in Ferndale built in 1944.
This home sold for $272,500 (about $214/sq ft).
Property tax estimate: $3,126 per year ($261/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,275 sqft
Lot Size0.12 acres
Year Built1944
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed3/25/2025
Sold Date4/24/2025
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,126
State Equalized Value$107,680
Taxable Value$60,460
Parcel #2534277013
Source: Public Records
Legal Description
T1N, R11E, SEC 34 C W HARRAH'S FERNDALE SUB NO 1 LOT 226, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kory Stamper
@properties Christie's Int'l R.E. Royal Oak
Frequently Asked Questions about 396 UNIVERSITY Street, Ferndale, MI 48220
Which school district serves 396 UNIVERSITY Street, Ferndale, MI 48220?
Per MLS# 20250019338, 396 UNIVERSITY Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 396 UNIVERSITY Street, Ferndale, MI 48220?
Per MLS# 20250019338, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 396 UNIVERSITY Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,126. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 396 UNIVERSITY Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 396 UNIVERSITY Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 396 UNIVERSITY Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 396 UNIVERSITY Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
396 UNIVERSITY Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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