Sold
3961 Gertrude Street, Dearborn Heights, MI 48125
Sold on 01/15/2026 for$220,000
MLS # 20261003035 (Realcomp)
3 beds2 baths2,106 sqftBuilt 19560.13 acres
1 / 6
Listing Description
SOLD SOLD SOLD
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,106 sq ft home in Dearborn Heights in Dearborn Heights built in 1956.
Final sale price: $220,000 (about $104/sq ft).
Property tax estimate: $3,860 per year ($322/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 11 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,106 sqft
Lot Size0.13 acres
Year Built1956
Stories1
Location
CityDearborn Heights
MunicipalityDearborn Heights City
Zip Code48125
CountyWayne
School DistrictDearborn Heights
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
InteriorBasement Finished
Sale & Financing
Listed1/9/2026
Sold Date1/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,860
Parcel #33050020161000
Source: SparkMLS
Legal Description
34D161 LOT 161 ALSO W 1/2 ADJ VAC ALLEY FORDSON HEIGHTS SUB T2S R10E L40 P6 WCR
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rami H Ahmad
Keller Williams Legacy
Frequently Asked Questions about 3961 Gertrude Street, Dearborn Heights, MI 48125
Which school district serves 3961 Gertrude Street, Dearborn Heights, MI 48125?
Per MLS# 20261003035, 3961 Gertrude Street, Dearborn Heights, MI 48125 is in the Dearborn Heights boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn Heights directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261003035, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3961 Gertrude Street, Dearborn Heights, MI 48125?
Per public tax records, annual property taxes for this property are $3,860. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3961 Gertrude Street, Dearborn Heights, MI 48125 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3961 Gertrude Street, Dearborn Heights, MI 48125 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 3961 Gertrude Street, Dearborn Heights, MI 48125. The maximum advertised download speed is 6.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3961 Gertrude Street, Dearborn Heights, MI 48125?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
11 providers at this address
123.NET IncFiber
6 GbpsAT&TFiber
5 Gbps1.2 Gbps
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
1 GbpsStarlinkGSO Satellite
280 MbpsAT&TLicensed Fixed Wireless
100 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3961 Gertrude Street, Dearborn Heights, MI 48125
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Municipality
Dearborn Heights
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County
Wayne County
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