Under Contract
3962 Holiday, Traverse City, MI 49686
$220,000
MLS # 1947484 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19920.93 acres
1 / 25
Listing Description
Prime investment opportunity on the east side, holiday hills. 3 bedroom ranch home on a large lot offering value added canvas that can reward a well executed renovation. This estate fixer upper, is ready for your vision. Features a full unfinished walk-out basement. While the home has some updates, it requires additional work and also presents an excellent opportunity for a rental property. The seller will not perform any repairs, the property is being sold strictly as-is. Home has been sitting vacant for a year. Seize this opportunity—your dream project awaits! Instant equity.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1992 sits in Traverse City.
Asking $220,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.93 acres
Year Built1992
Stories1
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Belinda Mercado
Key Realty One-TC
Frequently Asked Questions about 3962 Holiday, Traverse City, MI 49686
Can I use FHA or VA financing for this property?
Per MLS# 1947484, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 3962 Holiday, Traverse City, MI 49686 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3962 Holiday, Traverse City, MI 49686 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3962 Holiday, Traverse City, MI 49686
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