Under Contract
3973 Oak Knoll Road, Waterford, MI 48328
$249,900
MLS # 20261042254 (Realcomp)
3 beds1 bath1,120 sqftBuilt 19310.15 acres
1 / 32
Listing Description
Welcome home to this absolutely adorable, fully updated ranch with coveted Elizabeth Lake privileges! From the moment you arrive, you’ll fall in love with the charm, light-filled spaces, and move-in ready condition of this turnkey home. Enjoy summer days in the fully fenced backyard featuring a screened-in porch with brand new screens, an outdoor patio perfect for entertaining, and a shed for additional storage. Major exterior updates include new vinyl siding, gutters, and roof for peace of mind. Inside, the home is fresh, stylish, and bright with new carpet and luxury vinyl plank flooring throughout, fresh paint, and updated designer lighting. The spacious living and dining area is filled with natural light thanks to the huge bay window, creating a warm and inviting atmosphere. The kitchen offers newer appliances, a convenient bar area, and an ideal layout for easy entertaining. Newer windows throughout add to the home’s efficiency and appeal. The primary bedroom features a huge walk-in closet complete with built-ins for exceptional storage and organization. Two additional bedrooms offer flexibility for family, guests, or a home office, along with a refreshed full bath featuring tasteful updates. A full basement offers endless possibilities and could be finished to create additional living space, a home gym, rec room, or office. Best of all, enjoy access to all-sports Elizabeth Lake just down the street for a small annual fee. Residents enjoy swimming, boating, camping, sunbathing, and more — it truly feels like vacationing right at home! This one checks all the boxes — updated, charming, bright, and ready for its next owner to move right in!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,120 sq ft home in Waterford Township in Waterford built in 1931.
Asking $249,900 (about $223/sq ft).
Estimated annual property tax: $2,715, or about $226 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,120 sqft
Lot Size0.15 acres
Year Built1931
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionStone, Vinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/7/2026
Original Price$259,900
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$229
Source: SparkMLS
Tax Information
Annual Tax$4,876
State Equalized Value$89,280
Taxable Value$84,940
Parcel #1335156003
Source: Public Records
Legal Description
T3N, R9E, SEC 35 ELIZABETH LAKE ESTATES NO 2 LOT 515
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Melissa E Rudin
National Realty Centers, Inc
Frequently Asked Questions about 3973 Oak Knoll Road, Waterford, MI 48328
What school district is 3973 Oak Knoll Road, Waterford, MI 48328 in?
Per MLS# 20261042254, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3973 Oak Knoll Road, Waterford, MI 48328?
Per MLS# 20261042254, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261042254, the most recent reported annual property tax for 3973 Oak Knoll Road, Waterford, MI 48328 is $4,876. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3973 Oak Knoll Road, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 3973 Oak Knoll Road, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3973 Oak Knoll Road, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,715
Monthly$226
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,076
Principal & interest$1,621
Property taxes$226
HOA$229
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3973 Oak Knoll Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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