For Sale
3974 W Houghton Lake Drive, Houghton Lake, MI 48629
$119,900
MLS # 1943079 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19400.95 acres
1 / 20
Listing Description
Well maintained cabin just steps away from the shared beachfront on beautiful Houghton Lake. Inside you will find a warm and inviting feel with tastefully decorated knotty pine walls that give it that true Up-North character. As Michigan's largest inland lake, Houghton Lake features sandy bottoms and plenty of all-sports activity year-round. The HOA includes docking rights, making it easy to get out and enjoy the water whenever you'd like. The Houghton Lake community also offers parks, events, and activities throughout both the summer and winter seasons. If you've been looking for an affordable way to enjoy direct lake access, this is a great opportunity. Properties like this don't come up often--don't miss your chance.
Source: SparkMLS
About this home
Located in Houghton Lake, this property offers 2-bedroom, 1-bath, with original construction dating to 1940.
Asking $119,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.95 acres
Year Built1940
Location
CityHoughton Lake
Zip Code48629
CountyRoscommon
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Space Heater
WaterWell
SewerPublic
Sale & Financing
Listed3/14/2026
Original Price$145,500
Terms AcceptedCash
HOA
HOA Fee$1,000
IncludesLawn/Yard Care, Other
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by KEVIN NAGEL
COLDWELL BANKER SCHMIDT REALTORS-HL
Frequently Asked Questions about 3974 W Houghton Lake Drive, Houghton Lake, MI 48629
What type of financing is accepted for this listing?
Per MLS# 1943079, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3974 W Houghton Lake Drive, Houghton Lake, MI 48629 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3974 W Houghton Lake Drive, Houghton Lake, MI 48629 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3974 W Houghton Lake Drive, Houghton Lake, MI 48629?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,778
Principal & interest$778
HOA$1,000
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3974 W Houghton Lake Drive, Houghton Lake, MI 48629
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