Sold
3976 Saginaw Trail, Waterford, MI 48329
Sold on 07/30/2025 for$237,000
MLS # 20251011405 (Realcomp)
3 beds1 bath1,228 sqftBuilt 19500.34 acres
1 / 29
Listing Description
Beautiful Ranch renovated with newer countertops, fixtures, hardwood flooring, paint, etc... Natural fireplace in the Living room. Large formal dining room. Bright kitchen with white cabinets, freshly painted exterior, new roof 2024, Central Air added 2024. Large backyard with patio has a great view of Loon Lake (All sports lake with public access). Large attached 2-car Garage has tons of storage. Hot water tank replaced in 2/19. Less than a mile walk to Drayton Plaines Nature Park. Must see and SELLER IS MOTIVATED TO SELL.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,228 sq ft home built in 1950 sits in Waterford Township in Waterford.
Closed at $237,000 (about $193/sq ft).
Estimated annual property tax: $3,391, or about $283 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,228 sqft
Lot Size0.34 acres
Year Built1950
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/25/2025
Sold Date7/29/2025
Original Price$269,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,402
State Equalized Value$111,520
Taxable Value$97,220
Parcel #1311352022
Source: Public Records
Legal Description
T3N, R9E, SEC 11 DRAYTON WOODS WLY PART OF LOT 12 MEAS 6.50 FT ALG FRONT LOT LINE & 6.60 FT ALG REAR LOT LINE, ALSO ALL OF LOT 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Russell J Bayne III
Liberty Way Realty
Frequently Asked Questions about 3976 Saginaw Trail, Waterford, MI 48329
What school district is 3976 Saginaw Trail, Waterford, MI 48329 in?
Per MLS# 20251011405, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3976 Saginaw Trail, Waterford, MI 48329?
Per MLS# 20251011405, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251011405, the most recent reported annual property tax for 3976 Saginaw Trail, Waterford, MI 48329 is $4,402. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3976 Saginaw Trail, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 3976 Saginaw Trail, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3976 Saginaw Trail, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3976 Saginaw Trail, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,391
Monthly$283
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,807
Principal & interest$1,524
Property taxes$283
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteDSLSatellite
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3976 Saginaw Trail, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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