For Sale
398 Howard Avenue, Grand Haven, MI 49417
$479,000
MLS # 20261046482 (Realcomp)
2 beds2 baths804 sqftBuilt 19200.21 acres
1 / 35
Listing Description
RARE GRANDFATHERED RENTAL OPPORTUNITY in the heart of Grand Haven! This charming 2-bedroom, 1.5-bath home offers a highly sought-after rental designation that is increasingly difficult to find, creating exceptional investment potential and added long-term value.Nestled in a quiet neighborhood, 398 Howard Avenue is ideally located just blocks from the downtown waterfront and only one block from the famous U.S. Coast Guard Festival parade route. Whether you're looking for a year-round residence, vacation getaway, or income-producing property, this unique home offers an opportunity that few properties can match.Inside, you'll find an updated kitchen, beautiful hardwood floors, and a warm, inviting atmosphere full of character and charm. The home's walkable location allows you to leave the car behind and enjoy everything Grand Haven has to offer.Take a short stroll to the iconic Boardwalk, Musical Fountain, waterfront parks, boutique shopping, local restaurants, coffee shops, and the vibrant downtown district. Enjoy summer festivals, waterfront sunsets, and all the benefits of living in one of West Michigan's most beloved lakeshore communities.Properties with grandfathered rental status are exceptionally rare, making this a standout opportunity for buyers seeking flexibility, investment potential, and an unbeatable location. Don't miss your chance to own a special piece of Grand Haven with both lifestyle appeal and income-producing possibilities.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 804 sq ft home built in 1920 sits in Grand Haven in Grand Haven.
Listed at $479,000 (about $596/sq ft).
Property tax estimate: $7,316 per year ($610/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area804 sqft
Lot Size0.21 acres
Year Built1920
Stories2
Location
CityGrand Haven
Zip Code49417
CountyOttawa
School DistrictGrand Haven
Construction & Systems
ConstructionWood Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,316
Parcel #700320485004
Source: SparkMLS
Legal Description
THE E 1/2 OF THAT PART OF SEC 20 T8 NR 16 W LYING S OF S LINE OF HOWARD ST BETWEEN THE W LINE OF LOT 1 BLK 21 OF AKELEY'S ADD & THE E LINES OF LOTS 1, 2, 3, 4 & 5 BLK 1 LEGGATS ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Alaina Harris
Easy Real Estate Services
Frequently Asked Questions about 398 Howard Avenue, Grand Haven, MI 49417
What school district is 398 Howard Avenue, Grand Haven, MI 49417 in?
Per MLS# 20261046482, this property is served by Grand Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261046482, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046482, the most recent reported annual property tax for 398 Howard Avenue, Grand Haven, MI 49417 is $7,316. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 398 Howard Avenue, Grand Haven, MI 49417 eligible for USDA financing?
Per USDA Rural Development boundary data, 398 Howard Avenue, Grand Haven, MI 49417 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 398 Howard Avenue, Grand Haven, MI 49417 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,107
Principal & interest$3,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
398 Howard Avenue, Grand Haven, MI 49417
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Municipality
Grand Haven
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