For Sale
398121 Anchors Way, St. Joseph, MI 49085
$22,000
MLS # 25013251 (Michigan Regional Information Center (MichRIC))
0.01 acres
1 / 9
Listing Description
Welcome to Island Pointe Marina, a premier waterfront community on the St. Joseph River featuring 61 homes and 116 boat slips with community clubhouse, pool & spa, playground, picnic areas and many more fine amenities. This 35' boat slip includes electric & water service and comes with a private dock box as well. The benefit of ownership is you can secure your boat slip for this season and for years to come. The cost of HOA dues and taxes are far less than seasonal slip fees so you save money each year.
Source: SparkMLS
About this home
Currently offered at $22,000.
Property tax estimate: $361 per year ($30/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Lot Size0.01 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
UtilitiesElectricity Available, Cable Available, Phone Available, Electricity Connected
Sale & Financing
Listed4/2/2025
Original Price$25,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$74 / Monthly
IncludesElectricity, Lawn/Yard Care, Snow Removal, Water
Source: SparkMLS
Tax Information
Annual Tax$361
Tax Year2024
Assessed Value$6,300
Parcel #11-76-3610-0121-00-2
Source: SparkMLS
Legal Description
Unit 121S Island Pointe Marina Liber 135 page 1.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chris Marzke
@properties Christie's International R.E.
Frequently Asked Questions about 398121 Anchors Way, St. Joseph, MI 49085
Which school district serves 398121 Anchors Way, St. Joseph, MI 49085?
Per MLS# 25013251, 398121 Anchors Way, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 398121 Anchors Way, St. Joseph, MI 49085?
Per MLS# 25013251, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 398121 Anchors Way, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $361 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 398121 Anchors Way, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 398121 Anchors Way, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 398121 Anchors Way, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 398121 Anchors Way, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$217
Principal & interest$143
HOA$74
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
398121 Anchors Way, St. Joseph, MI 49085
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Municipality
St Joseph
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