For Sale
3984 5 Mile Road, Traverse City, MI 49686
$412,500
MLS # 297623 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19590.66 acres
1 / 67
Listing Description
Opportunities like this don't come along often. Welcome to 3984 5 Mile, a rare opportunity to create your own Northern Michigan retreat on an exceptional property one mile from the sparkling shores of Grand Traverse Bay and only minutes from downtown Traverse City, area beaches, wineries, golf, dining, shopping, and the region's expanding equestrian facilities. Perfectly positioned to offer the best of both worlds, this property blends peaceful country living with convenient access to everything that makes Northern Michigan such a sought-after destination. Set on a beautifully landscaped parcel with mature trees, terraced gardens, and open green space, the setting offers privacy, character, and room to grow. Whether you're searching for a year-round residence, a seasonal getaway, View: Hills,Pool,Trees/Woods, Front Door: West, Improvements: Formal Dining Room, Foundation Details: Block
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Traverse City built in 1959.
Asking $412,500.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.66 acres
Year Built1959
Location
CityTraverse City
Zip Code49686
CountyGrand Traverse County
Construction & Systems
ConstructionVinyl Siding
Garage4 spaces
SewerPublic
UtilitiesBroadband
InteriorLaminate Floor, Ceiling Fan(s)
Sale & Financing
Listed7/15/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Vitale
Century 21 Affiliated
Frequently Asked Questions about 3984 5 Mile Road, Traverse City, MI 49686
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3984 5 Mile Road, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3984 5 Mile Road, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3984 5 Mile Road, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$2,675
Principal & interest$2,675
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3984 5 Mile Road, Traverse City, MI 49686
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