Sold
3985 Somerset Avenue, Detroit, MI 48224
Sold on 07/06/2026 for$85,000
MLS # 20261014209 (Realcomp)
3 beds1 bath1,263 sqftBuilt 19420.11 acres
1 / 10
Listing Description
Opportunity Knocks on Somerset! This solid 3-bedroom colonial is ready for the right buyer to make it shine. With large, generously sized rooms and a newer furnace already in place, the heavy lifting has been started — now it's your turn to bring the vision. Whether you're a first-time buyer looking to build equity or an investor with an eye for potential, this home checks the boxes. One full bath, classic colonial layout, and plenty of space to customize to your taste.Best of all, this property may qualify for multiple down payment assistance programs — making it even easier to get into a home with little to nothing out of pocket. Priced to reflect the opportunity — come see what your future could look like at 3985 Somerset!
Source: SparkMLS
About this home
Located in Finney in Detroit, this property offers 3-bedroom, 1-bath, 1,263 sq ft, with original construction dating to 1942.
Final sale price: $85,000 (about $67/sq ft).
Estimated annual property tax: $2,266, or about $189 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,263 sqft
Lot Size0.11 acres
Year Built1942
Stories2
Location
CityDetroit
Zip Code48224
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
Garage1 space
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed3/14/2026
Sold Date7/5/2026
Original Price$120,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,229
Tax Year2025
State Equalized Value$35,300
Assessed Value$35,300
Parcel #21067581.
Source: Public Records
Legal Description
W SOMERSET 29 L C RABAUTS SOMERSET DRIVE SUB L60 P66 PLATS, W C R 21/936 40 X 120
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marnette Watkins Cobb
Cobb Realty Group
Frequently Asked Questions about 3985 Somerset Avenue, Detroit, MI 48224
What school district is 3985 Somerset Avenue, Detroit, MI 48224 in?
Per MLS# 20261014209, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261014209, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261014209, the most recent reported annual property tax for 3985 Somerset Avenue, Detroit, MI 48224 is $1,566. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3985 Somerset Avenue, Detroit, MI 48224 eligible for USDA financing?
Per USDA Rural Development boundary data, 3985 Somerset Avenue, Detroit, MI 48224 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3985 Somerset Avenue, Detroit, MI 48224 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,266
Monthly$189
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$773
Principal & interest$584
Property taxes$189
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3985 Somerset Avenue, Detroit, MI 48224
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Neighborhood
Finney
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Community
Detroit
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County
Wayne County
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