Pending
39884 Anchors Way, St. Joseph, MI 49085
$22,000
MLS # 26013484 (Michigan Regional Information Center (MichRIC))
0.01 acres
1 / 11
Listing Description
Welcome to Island Pointe Marina, a premier waterfront community on the St. Joseph River featuring 61 homes and 116 boat slips with community clubhouse, pool & spa, playground, picnic areas and many more fine amenities. This 30' boat slip includes electric & water service and comes with a private dock box as well. The benefit of ownership is you can secure your boat slip for this season and for years to come. The cost of HOA dues and taxes are far less than seasonal slip fees so you save money each year.
Source: SparkMLS
About this home
Asking $22,000.
Annual property taxes run approximately $346 ($29/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeDockominium
Bathrooms0
Lot Size0.01 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
UtilitiesElectricity Available, Cable Available, Phone Available, Electricity Connected
Sale & Financing
Listed4/2/2026
Terms AcceptedCash
HOA
HOA Fee$60 / Monthly
IncludesElectricity, Lawn/Yard Care, Snow Removal, Water
Source: SparkMLS
Tax Information
Annual Tax$346
Tax Year2025
Assessed Value$5,800
Parcel #11-76-3610-0084-00-0
Source: SparkMLS
Legal Description
UNIT 84S ISLAND POINTE MARINA LIBER 135 PAGE 1
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Chris Marzke
@properties Christie's International R.E.
Frequently Asked Questions about 39884 Anchors Way, St. Joseph, MI 49085
Which school district serves 39884 Anchors Way, St. Joseph, MI 49085?
Per MLS# 26013484, 39884 Anchors Way, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26013484, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 39884 Anchors Way, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $346 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 39884 Anchors Way, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 39884 Anchors Way, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 39884 Anchors Way, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$203
Principal & interest$143
HOA$60
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
39884 Anchors Way, St. Joseph, MI 49085
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Municipality
St Joseph
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