Sold
3990 Cresthaven Drive, Waterford, MI 48328
Sold on 02/13/2026 for$287,000
MLS # 20251059769 (Realcomp)
3 beds2 baths2,288 sqftBuilt 19790.15 acres
1 / 31
Listing Description
Looking for lifestyle + value? This stylish contemporary home with coveted Elizabeth Lake privileges delivers both, without the premium price tag. Just two streets away, an optional private association offers residents access to a scenic 1,860 ft of Elizabeth Lake shore-line with a sandy beach, your gateway to summer boating at their private boat launch, docks (waitlist) and a 40 acre private park. Step inside and you're greeted by soft natural light and calm color palettes. The spacious kitchen features warm cabinetry, stainless steel appliances, subway tile backsplash and a movable island that adapts to cooking and hosting. The eat-in kitchen/dining area makes the kitchen live large, surrounded by two sliding glass doors that lead to the exterior patio. The upper level offers 3 comfortable sized bedrooms and a renovated full bathroom with fresh, modern finishes. On the lower level is a second living zone, currently utilized as a family room with shiplap accents and large egress windows. Additionally, a renovated half bathroom, laundry room and flex space (currently used for storage - sump pump is located in this room). The fully fenced back yard creates a sense of privacy and seasonal charm year round. An attached 2 car garage and well-maintained exterior add both convenience and curb appeal. Minutes from Club Royale Marina, Dodge State Park, Cass Lake, Crescent Lake. This is an opportunity to live a lake inspired lifestyle without the property tax or maintenance! Please note - Elizabeth Lake Estates Association is an OPTIONAL association. The beach is located at 740 Lakeside Drive. Contact information is provided in the realtor remarks.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,288 sq ft home built in 1979 sits in Waterford Township in Waterford.
This home sold for $287,000 (about $125/sq ft).
Estimated annual property tax: $4,042, or about $337 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,288 sqft
Lot Size0.15 acres
Year Built1979
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed12/11/2025
Sold Date2/12/2026
Original Price$299,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,688
State Equalized Value$132,920
Taxable Value$104,360
Parcel #1334230019
Source: Public Records
Legal Description
T3N, R9E, SEC 34 ELIZABETH LAKE ESTATES NO 2 LOT 280
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Amy Parsons
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 3990 Cresthaven Drive, Waterford, MI 48328
What school district is 3990 Cresthaven Drive, Waterford, MI 48328 in?
Per MLS# 20251059769, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251059769, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251059769, the most recent reported annual property tax for 3990 Cresthaven Drive, Waterford, MI 48328 is $3,688. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3990 Cresthaven Drive, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 3990 Cresthaven Drive, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3990 Cresthaven Drive, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3990 Cresthaven Drive, Waterford, MI 48328?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,042
Monthly$337
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,217
Principal & interest$1,880
Property taxes$337
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3990 Cresthaven Drive, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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