Sold
40 E 5th Street, Pentwater, MI 49449
Sold on 07/02/2025 for$350,000
MLS # 25029042 (Michigan Regional Information Center (MichRIC))
2 beds1 bath816 sqftBuilt 19600.05 acres
1 / 34
Listing Description
The Perfect Pentwater Cottage. This recently remodeled cottage in Pentwater is a delightful find with its array of modern updates and prime location. Prime Location: Situated just a stone's throw from Hancock Street, and across the street from the Municipal Marina the cottage offers views of the lake and passing boats right from the front deck. Modern Updates: The home has undergone significant renovations, Enjoy the sleek look and easy maintenance of updated LVT flooring complemented by fresh paint throughout the home. A completely renovated bathroom with modern fixtures. Essential Upgrades: New wiring, roof, siding, furnace, and insulation ensure the home is up-to-date and energy-efficient. Easy walk to shops, restaurants and Marinas. A great year-round lakeside retreat or cottage
Source: SparkMLS
About this home
2-bedroom, 1-bath, 816 sq ft home in Pentwater Village in Pentwater built in 1960.
This home sold for $350,000 (about $429/sq ft).
Annual property taxes run approximately $3,260 ($272/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area816 sqft
Lot Size0.05 acres
Year Built1960
Stories1
Location
CityPentwater
MunicipalityPentwater Vlg
Zip Code49449
CountyOceana
School DistrictPentwater Public School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Cable Connected, High-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed6/16/2025
Sold Date7/1/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,260
Tax Year2025
Assessed Value$60,977
Parcel #64-044-680-004-50
Source: SparkMLS
Legal Description
Blk 10 E. 49ft of the S 44ft of Lot 40 Village of Pentwater
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sue Payne
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about 40 E 5th Street, Pentwater, MI 49449
Which school district serves 40 E 5th Street, Pentwater, MI 49449?
Per MLS# 25029042, 40 E 5th Street, Pentwater, MI 49449 is in the Pentwater Public School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pentwater Public School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25029042, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 40 E 5th Street, Pentwater, MI 49449?
Per public tax records, annual property taxes for this property are $3,260 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 40 E 5th Street, Pentwater, MI 49449 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 40 E 5th Street, Pentwater, MI 49449 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 40 E 5th Street, Pentwater, MI 49449. The maximum advertised download speed is 7.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 40 E 5th Street, Pentwater, MI 49449?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Vlg police department or the Oceana County sheriff's office.
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Monthly payment$2,140
Principal & interest$2,140
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Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
40 E 5th Street, Pentwater, MI 49449
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Municipality
Pentwater Village
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