Pending
40 Oakdale Lane, Coldwater, MI 49036
$274,900
MLS # 26028235 (Michigan Regional Information Center (MichRIC))
3 beds3 baths3,030 sqftBuilt 19950 acres
1 / 34
Listing Description
Enjoy easy, low maintenance living in this beautifully designed 3 bedroom, 3 bath condominium offering comfort, convenience, and plenty of space. The bright and inviting open concept layout features a spacious kitchen, dining area, and living room that flow seamlessly together, creating the perfect setting for everyday living and entertaining. The main level includes a generous primary suite with a private bath, two additional bedrooms, a full bathroom, and convenient main-floor laundry. Downstairs, the fully finished basement expands your living space with a large family/recreation room, a full bathroom, and a private office, making it ideal for guests, hobbies, or working from home. Completing the package is a 2-car attached garage, providing ample storage and convenience. This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to accuracy of this information.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 3,030 sq ft home built in 1995 sits in Coldwater in Coldwater.
Asking $274,900 (about $91/sq ft).
Property tax estimate: $3,298 per year ($275/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area3,030 sqft
Year Built1995
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$235 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,298
Tax Year2025
Assessed Value$79,632
Parcel #1230300000092230
Source: SparkMLS
Legal Description
UNIT 106 OF PARK WEST CONDOS ACCORDING TO MASTER DEED L656 P441 TOGETHER WITH RIGHTS IN GENERAL COMMON ELEMENTS & LMTD COMMON ELEMENTS AS SET FORTH IN THE MASTER DEED AND AS DESC IN ACT 59 PUBLIC ACT 1978 AS AMENDED INCL BUT NOT LMTD TO AMEMDMENTS CO NT IN ACT 538 PUBLIC ACT 538 OF PUBLIC ACTS 1982 AND ACT 113 OF PUBLIC ACTS 1983 BEING LOCATED IN SE 1/4 OF SEC 17 T6S R6W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 40 Oakdale Lane, Coldwater, MI 49036
What school district is 40 Oakdale Lane, Coldwater, MI 49036 in?
Per MLS# 26028235, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26028235, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028235, the most recent reported annual property tax for 40 Oakdale Lane, Coldwater, MI 49036 is $3,298 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 40 Oakdale Lane, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 40 Oakdale Lane, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,018
Principal & interest$1,783
HOA$235
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
40 Oakdale Lane, Coldwater, MI 49036
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Municipality
Coldwater
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