Pending
40 S Monroe Street NE, Rockford, MI 49341
$395,000
MLS # 26033285 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,474 sqftBuilt 19200.24 acres
1 / 46
Listing Description
This beautifully preserved 1920s residence seamlessly blends historic character with thoughtful modern updates. Featuring three spacious bedrooms and two fully renovated bathrooms, the home offers comfortable living with timeless appeal. The updated kitchen flows effortlessly into the main living areas, complemented by a convenient main-floor laundry room and a mudroom that connects directly to the three-stall garage. Additional highlights include a wraparound front porch perfect for neighborhood watching, a bright three-season porch, and a private, fenced backyard with a generous deck--ideal for entertaining or quiet relaxation. Ample driveway parking completes the picture. Just one block from downtown Rockford's vibrant shopping, dining, and festivities, this home offers the rare combination of historic charm and unmatched walkability. Offers will be reviewed on 7/7/26 at 9pm.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,474 sq ft home built in 1920 sits in Rockford in Rockford.
Listed at $395,000 (about $268/sq ft).
Annual property taxes run approximately $5,098 ($425/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,474 sqft
Lot Size0.24 acres
Year Built1920
Stories2
Location
CityRockford
MunicipalityRockford City
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementMichigan Basement
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,098
Tax Year2025
State Equalized Value$154,600
Taxable Value$120,948
Assessed Value$117,769
Parcel #410636458001
Source: Public Records
Legal Description
LOT 95 * VILLAGE OF ROCKFORD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie E Baker
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 40 S Monroe Street NE, Rockford, MI 49341
What school district is 40 S Monroe Street NE, Rockford, MI 49341 in?
Per MLS# 26033285, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 40 S Monroe Street NE, Rockford, MI 49341?
Per MLS# 26033285, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033285, the most recent reported annual property tax for 40 S Monroe Street NE, Rockford, MI 49341 is $5,098 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 40 S Monroe Street NE, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 40 S Monroe Street NE, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Rockford City police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
40 S Monroe Street NE, Rockford, MI 49341
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Municipality
Rockford
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