For Sale
400 Carefree Court, Niles, MI 49120
$359,900
MLS # 26005944 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,607 sqftBuilt 20260.12 acres
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Listing Description
New Construction Home in Carefree Villas located in the Niles School District. 65 years newer than similarly priced homes on market. This 1,607 square foot ranch delivers the simplicity of single-level living with a layout that feels intentional and well balanced. Just off the entry, a front bedroom offers flexibility for guests or a quiet workspace, followed by a generously sized full bath and a second bedroom tucked nearby. The primary suite is thoughtfully positioned at the rear of the home, creating separation and privacy, and includes its own bath. The central living area brings everything together with a vaulted great room that adds volume and light to the space. The kitchen makes a statement with a 48-inch island and pendant lighting, offering ample prep space and casual seating. The kitchen is also outfitted with quartz countertops, a tile backsplash, and a complete stainless steel appliance package with refrigerator.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,607 sq ft home built in 2026 sits in Niles in Niles.
Listed at $359,900 (about $224/sq ft).
Annual property taxes run approximately $500 ($42/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,607 sqft
Lot Size0.12 acres
Year Built2026
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed2/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$180 / Monthly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$500
Tax Year2024
Assessed Value$3,205
Parcel #11-73-1200-0011-00-5
Source: SparkMLS
Legal Description
UNIT 11 CAREFREE VILLAS LIBER 194 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 400 Carefree Court, Niles, MI 49120
Which school district serves 400 Carefree Court, Niles, MI 49120?
Per MLS# 26005944, 400 Carefree Court, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005944, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 400 Carefree Court, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $500 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 400 Carefree Court, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 400 Carefree Court, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 400 Carefree Court, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,514
Principal & interest$2,334
HOA$180
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
400 Carefree Court, Niles, MI 49120
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Municipality
Niles
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