Sold
400 CHANNING Street, Ferndale, MI 48220
Sold on 09/20/2024 for$285,000
MLS # 20240052823 (Realcomp)
3 beds1 bath1,151 sqftBuilt 19230.1 acres
1 / 21
Listing Description
Prime Location! Walking distance to Downtown Ferndale, this home breathes modern living throughout every corner and invites you to become a part of this vibrant community! Charming curb appeal welcomes you as you arrive, showcasing a front porch perfect for enjoying a morning coffee & meeting friendly neighbors. Step inside to be greeted by a bright, open layout with endless hardwood floors bathed in natural light. Recessed lighting ensures a smooth transition from day to night, while Central AC and Heating provide year-round comfort. The stunning kitchen features stainless steel appliances, beautiful gray shaker cabinets, Quartz countertops, and a subway tile backsplash. Get ready in luxury in the large, remodeled bathroom with built-in storage. Two bedrooms are on the main level, with a spacious third bedroom upstairs. This bungalow hosts plenty of closets, cabinetry, and a full dry basement for plentiful storage and endless opportunities. All appliances are yours to keep, including Washer & Dryer. Entertain guests & let pets run free with a secluded back yard entirely enclosed with a privacy fence. Reach out for a showing & make this dream home yours!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,151 sq ft home built in 1923 sits in Ferndale in Ferndale.
Final sale price: $285,000 (about $248/sq ft).
Estimated annual property tax: $8,276, or about $690 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,151 sqft
Lot Size0.1 acres
Year Built1923
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/22/2024
Sold Date9/19/2024
Original Price$295,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,276
State Equalized Value$128,350
Taxable Value$128,350
Parcel #2534428024
Source: Public Records
Legal Description
T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 168, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joseph Hammel
Keller Williams Somerset
Frequently Asked Questions about 400 CHANNING Street, Ferndale, MI 48220
What school district is 400 CHANNING Street, Ferndale, MI 48220 in?
Per MLS# 20240052823, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 400 CHANNING Street, Ferndale, MI 48220?
Per MLS# 20240052823, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20240052823, the most recent reported annual property tax for 400 CHANNING Street, Ferndale, MI 48220 is $8,276. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 400 CHANNING Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 400 CHANNING Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 400 CHANNING Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 400 CHANNING Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
400 CHANNING Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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