For Sale
400 High, Boyne City, MI 49712
$435,000
MLS # 1945231 (Northern Great Lakes REALTORS® MLS)
5 beds4 bathsBuilt 19570.67 acres
1 / 38
Listing Description
Originally constructed as a residential home and later converted into a four-unit multifamily property, this unique investment opportunity isconveniently located near downtown Boyne City and offers scenic views overlooking Lake Forest. Situated on a large corner lot, theproperty features three 1-bedroom, 1-bath units along with a spacious 2-bedroom, 1-bath unit complete with a full basement. Theflexible layout presents excellent potential for long-term rentals, seasonal housing, or multigenerational living. Residents enjoy closeproximity to downtown shopping, dining, marinas, parks, and year-round Northern Michigan recreation including boating, skiing, golf, andtrails. With its residential character, income-producing potential, generous lot size, and desirable location in one of Northern Michigan’smost sought-after communities, this property offers a rare opportunity for investors or buyers seeking versatility and strong futurepotential.
Source: SparkMLS
About this home
Located in Boyne City in Boyne City, this property offers 5-bedroom, 4-bath, with original construction dating to 1957.
Currently offered at $435,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Lot Size0.67 acres
Year Built1957
Stories1
Location
CityBoyne City
MunicipalityBoyne City
Zip Code49712
CountyCharlevoix
Construction & Systems
BasementCrawl Space, Other
HeatingNatural Gas, Baseboard
WaterPublic
SewerPublic
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sarah A Jones
Key Realty One-TC
Frequently Asked Questions about 400 High, Boyne City, MI 49712
What type of financing is accepted for this listing?
Per MLS# 1945231, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 400 High, Boyne City, MI 49712 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 400 High, Boyne City, MI 49712 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Boyne City police department or the Charlevoix County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
400 High, Boyne City, MI 49712
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Municipality
Boyne City
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