Sold
400 Josephine Avenue, Royal Oak, MI 48067
Sold on 03/25/2026 for$181,300
MLS # 20251041879 (Realcomp)
2 beds1 bath630 sqftBuilt 19220.1 acres
1 / 22
Listing Description
Tired of renting and want your own 4 walls, garage and fenced in yard? Then do not let this opportunity to own your own charming and stylish home located in a prime area of Royal Oak pass you by! With 630 sq. ft. of well-designed space, this home offers surprising comfort and functionality. Step into the spacious living room—perfect for relaxing and no neighbors walking above you! The expansive kitchen is a standout feature, offering abundant cabinetry for storage, generous counter space, and direct access to your own private backyard. Enjoy outdoor living in the backyard enclosed by a brand-new privacy fence—ideal for pets, gardening, or just soaking up the Michigan seasons. Additional highlights include a rare 2.5-car detached garage, offering plenty of space for vehicles, hobbies, or storage, plus a covered front porch—the perfect spot for your morning coffee. Convenient stackable washer and dryer and encapsulated crawl space. Downtown Royal Oak is an easy 15 minute walk and Westborn Market, Trader Joes and some of your favorite eateries and bars are a few streets away. Don’t miss your chance to own this low-maintenance home in a fantastic Royal Oak location. See! Love! Buy!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 630 sq ft home in Royal Oak in Royal Oak built in 1922.
This home sold for $181,300 (about $288/sq ft).
Estimated annual property tax: $3,188, or about $266 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area630 sqft
Lot Size0.1 acres
Year Built1922
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/1/2025
Sold Date3/24/2026
Original Price$210,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,429
State Equalized Value$85,470
Taxable Value$85,470
Parcel #2516379007
Source: Public Records
Legal Description
T1N, R11E, SEC 16 WILKS SUB LOT 4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marian M Grout
DOBI Real Estate
Frequently Asked Questions about 400 Josephine Avenue, Royal Oak, MI 48067
Which school district serves 400 Josephine Avenue, Royal Oak, MI 48067?
Per MLS# 20251041879, 400 Josephine Avenue, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
What financing options are available for 400 Josephine Avenue, Royal Oak, MI 48067?
Per MLS# 20251041879, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 400 Josephine Avenue, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $2,429. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 400 Josephine Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 400 Josephine Avenue, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 400 Josephine Avenue, Royal Oak, MI 48067. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 400 Josephine Avenue, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,188
Monthly$266
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$1,595
Principal & interest$1,330
Property taxes$266
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteDSLSatellite
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
400 Josephine Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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