400 S Kiesel Street, Bay City, MI 48706

Per MLS# 50207370, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

Per USDA Rural Development boundary data, 400 S Kiesel Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.

Per FEMA's National Flood Hazard Layer, 400 S Kiesel Street, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Confirm service details directly with providers.

For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.