Sold
400 Whitewater Street, Milford, MI 48381
Sold on 04/24/2026 for$685,000
MLS # 20261017657 (Realcomp)
4 beds5 baths3,622 sqftBuilt 20120.3 acres
1 / 57
Listing Description
Welcome to this beautifully maintained home in the highly sought-after Riverside Commons! Featuring 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage, offering the perfect blend of everyday comfort and sophisticated living. Step inside to discover an inviting open floor plan with tons of natural light and warm wood flooring that flows throughout the main living areas. The formal dining room flows seamlessly into a chef’s kitchen, complete with granite countertops, glass-and-stone backsplash, stainless steel appliances, 9 ft ceilings, a large pantry, and an island with bar seating, perfect for casual meals in the sun-filled breakfast nook. First-floor primary suite offers convenience and privacy, complete with a walk-in closet and a private ensuite bath with a jetted tub. Relax in the spacious family room with vaulted ceilings and a gas fireplace. The main level also includes a dedicated home office just off the foyer, a mudroom, a half bath, and a first-floor laundry room, offering both convenience and functionality for easy everyday living. Upstairs, you’ll find two additional-sized bedrooms with ceiling fans connected by a Jack-and-Jill bathroom. Fully finished basement with additional large family room, full kitchen & bar area, with direct access to the garage! Perfect for hosting or extended living! The fourth bedroom is located in the basement with a walk-in closet and bathroom. There is an additional 5th bedroom/Flex space & storage room as well. Step out back and enjoy your beautiful deck and concrete paver patio, perfect for summer gatherings, and just steps away from the Tennis/Pickleball & Basketball courts! Only minutes away from Downtown Milford! Additional highlights include zoned heating, providing floor-by-floor comfort and energy efficiency. An insulated 3-car garage door with ample overhead storage access. Waterproof basement, Water softener, Newer Paint, Water Heater(2025) Kurtz Elem K-5, Muir Middle School 6-8, and Milford High 9-12.
Source: SparkMLS
About this home
Located in Milford Township in Milford, this property offers 4-bedroom, 5-bath, 3,622 sq ft, with original construction dating to 2012.
Closed at $685,000 (about $189/sq ft).
Annual property taxes run approximately $10,243 ($854/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area3,622 sqft
Lot Size0.3 acres
Year Built2012
Stories2
Location
CityMilford
MunicipalityMilford Charter Twp
Zip Code48381
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Humidifier, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed3/19/2026
Sold Date4/23/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$600 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,141
State Equalized Value$299,170
Taxable Value$195,410
Parcel #1611402024
Source: Public Records
Legal Description
T2N, R7E, SEC 11 OAKLAND COUNTY CONDOMINIUM PLAN NO 1866 RIVERSIDE COMMONS UNIT 24 L 37638 P 306 6-06-06 FR 401-034
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joseph Jackson
Keller Williams Advantage
Frequently Asked Questions about 400 Whitewater Street, Milford, MI 48381
What school district is 400 Whitewater Street, Milford, MI 48381 in?
Per MLS# 20261017657, this property is served by Huron Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261017657, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261017657, the most recent reported annual property tax for 400 Whitewater Street, Milford, MI 48381 is $8,141. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 400 Whitewater Street, Milford, MI 48381 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 400 Whitewater Street, Milford, MI 48381 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$10,243
Monthly$854
Millage rate34.2383 mills
Municipality: VILLAGE OF MILFORD
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$5,346
Principal & interest$4,443
Property taxes$854
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
400 Whitewater Street, Milford, MI 48381
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Municipality
Milford Township
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County
Oakland County
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