For Sale
4003 Evergreen Lane, Benton Harbor, MI 49022
$345,000
MLS # 26020400 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,298 sqftBuilt 19670.35 acres
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Listing Description
This spectacular two bedroom two bath home has been remodeled from top to bottom, and would make a perfect year round residence, vacation rental or beach getaway. The property is located across the street from Lake Michigan and minutes from multiple beach access points along the Midwest Riviera between the beach towns of St Joseph and South Haven. In the last year the home has undergone a complete renovation including new roof, flooring, HVAC and additional mini split, both bathrooms remodeled and the entire interior repainted. There is new lighting, fans, hardware, door handles, and hinges. The kitchen updates included new countertops to be installed March 16th, sink, and garbage disposal. The crawlspace has been conditioned, insulated, and cleaned, with lighting added. Septic emptied and new pipes were installed from pump to field. All the hard work has been done, and all you need to do is unpack and enjoy!
Source: SparkMLS
About this home
Located in Hagar Township in Benton Harbor, this property offers 2-bedroom, 2-bath, 1,298 sq ft, with original construction dating to 1967.
Currently offered at $345,000 (about $266/sq ft).
Annual property taxes run approximately $2,329 ($194/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,298 sqft
Lot Size0.35 acres
Year Built1967
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictColoma
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/5/2026
Original Price$349,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,329
Tax Year2024
Assessed Value$57,119
Parcel #11-10-4470-0018-00-4
Source: SparkMLS
Legal Description
LOT 18, LAKE BREEZE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anthony F Clark
Realty Executives Instant Equity
Frequently Asked Questions about 4003 Evergreen Lane, Benton Harbor, MI 49022
What school district is 4003 Evergreen Lane, Benton Harbor, MI 49022 in?
Per MLS# 26020400, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020400, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020400, the most recent reported annual property tax for 4003 Evergreen Lane, Benton Harbor, MI 49022 is $2,329 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4003 Evergreen Lane, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4003 Evergreen Lane, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,238
Principal & interest$2,238
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4003 Evergreen Lane, Benton Harbor, MI 49022
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Municipality
Hagar Township
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