Under Contract
401 Klock Road, Benton Harbor, MI 49022
$749,900
MLS # 26032562 (Michigan Regional Information Center (MichRIC))
2 bathsBuilt 195613.86 acres
1 / 37
Listing Description
Discover a Rare Riverside Opportunity in Southwest Michigan! Welcome to a property where location meets lifestyle. This magnificent waterfront venue offers unmatched versatility for an investor, entrepreneur, or wellness visionary. Positioned directly along the tranquil Paw Paw River and just across the Blue Star Highway from the sandy shores of Jean Klock Park, this location thrives on natural beauty and heavy seasonal tourism. The interior features an expansive, open-concept layout tailored for high-end functionality. Complete with dedicated studio spaces, modern facilities, a built-in cafe/service counter area, and integrated co-working solutions, the space effortlessly adapts to your commercial ambitions. Expansive windows frame calming water views, filling the interior with vibrant, natural light. Maximizes renewable energy with a large-scale solar array. Location is everything!
Source: SparkMLS
About this home
Located in Benton Harbor in Benton Harbor, this property offers 2-bath, with original construction dating to 1956.
Currently offered at $749,900.
Estimated annual property tax: $3,867, or about $322 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeBusiness Opportunity
Bathrooms2
Lot Size13.86 acres
Year Built1956
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionBlock, Brick
HeatingForced Air
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed6/28/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$3,867
Tax Year2024
Assessed Value$51,069
Parcel #11-54-0013-0030-11-6
Source: SparkMLS
Legal Description
THAT PT OF FOL DESC LYING S OF SLY R/W OF M-139 COM 230'S & 1205.67'W OF E1/4 PST SEC 13 T4S R19W TH W 400'TH N TO N LN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 401 Klock Road, Benton Harbor, MI 49022
Which school district serves 401 Klock Road, Benton Harbor, MI 49022?
Per MLS# 26032562, 401 Klock Road, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 401 Klock Road, Benton Harbor, MI 49022?
Per MLS# 26032562, this listing accepts Conventional, Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 401 Klock Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $3,867 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 401 Klock Road, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 401 Klock Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 401 Klock Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
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Monthly payment$4,864
Principal & interest$4,864
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 Klock Road, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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