For Sale
401 Libby Street, Pinconning, MI 48650
$199,900
MLS # 50213417 (MiRealSource)
4 beds1 bathBuilt 19500.32 acres
1 / 29
Listing Description
Enjoy the perfect blend of comfort, convenience, and location in this beautifully updated home just minutes from Saginaw Bay, local schools, shopping, and I-75. Whether you're spending the day on the water or commuting to work, you'll appreciate the many recent updates, including new windows, furnace, water heater, central air, a beautifully remodeled main bathroom, refreshed kitchen, updated flooring, and newer appliances. Step outside to your private backyard retreat featuring a spacious deck, pergola, and hot tub—ideal for entertaining or unwinding after a day on the bay. A new garage door and a basement ready for your finishing touches complete this move-in-ready home.
Source: SparkMLS
About this home
Located in Pinconning in Pinconning, this property offers 4-bedroom, 1-bath, with original construction dating to 1950.
Asking $199,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.32 acres
Year Built1950
Location
CityPinconning
Zip Code48650
CountyBay
School DistrictPinconning
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed6/30/2026
Original Price$215,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #180-C05-013-013-00
Source: SparkMLS
Legal Description
LOT:13-14 DIST:180 CITY/MUNI/TWP:PINCONNING CITY SUBD:H M CLIFFS ADD LOTS 13 & 14 BLK 13 H. M. CLIFFS ADD., L2/P59 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 401 Libby Street, Pinconning, MI 48650
What school district is 401 Libby Street, Pinconning, MI 48650 in?
Per MLS# 50213417, this property is served by Pinconning. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50213417, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 401 Libby Street, Pinconning, MI 48650 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 401 Libby Street, Pinconning, MI 48650 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 Libby Street, Pinconning, MI 48650
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Municipality
Pinconning
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