Sold
401 Pointe Tremble Road, Algonac, MI 48001
Sold on 07/14/2026 for$360,000
MLS # 20261041700 (Realcomp)
3 beds2 baths2,000 sqftBuilt 19400.66 acres
1 / 40
Listing Description
Vacation Vibes in the Heart of Algonac!Welcome to this beautiful canal-front oasis sitting on over a half-acre of prime real estate, just minutes by boat to the majestic St. Clair River. From the moment you arrive, you’ll love the brand-new gravel driveway (May 2026) and the curb appeal offered by the newer front fencing (Fall 2022).Inside, the home boasts a large, open kitchen with plenty of dining space, perfect for entertaining. The spacious family room features a convenient first-floor bedroom and full bath, flooded with natural light and stunning waterfront views. Step through the doorwall onto your gorgeous, wrap-around Trex deck—professionally installed by Custom Deck Creations (July 2024)—which seamlessly connects to a massive yard and your private boat dock. Summer fun is literally steps away!Additional premium updates include a brand-new roof (July 2023) and an expansive 2.5-car detached garage, offering plenty of space to store all your water toys, vehicles, and gear. This huge lot gives you the rare combination of close-to-everything convenience with the peaceful, secluded feeling of a year-round vacation. This is truly the waterfront home you’ve been waiting for!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 2-bath, 2,000 sq ft, with original construction dating to 1940.
This home sold for $360,000 (about $180/sq ft).
Property tax estimate: $3,691 per year ($308/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,000 sqft
Lot Size0.66 acres
Year Built1940
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/4/2026
Sold Date7/13/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,691
Parcel #74011430015000
Source: SparkMLS
Legal Description
LOT 15 & ELY 5' OF LOT 14 HODGE ORCHARD PLAT
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey G Gates
House Want Realty
Frequently Asked Questions about 401 Pointe Tremble Road, Algonac, MI 48001
What school district is 401 Pointe Tremble Road, Algonac, MI 48001 in?
Per MLS# 20261041700, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261041700, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261041700, the most recent reported annual property tax for 401 Pointe Tremble Road, Algonac, MI 48001 is $3,691. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 401 Pointe Tremble Road, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 401 Pointe Tremble Road, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 Pointe Tremble Road, Algonac, MI 48001
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Municipality
Clay Township
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