Sold
401 Saint Joseph Street, Union City, MI 49094
Sold on 04/13/2026 for$187,000
MLS # 25062002 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,783 sqftBuilt 18800.64 acres
1 / 38
Listing Description
Welcome home! This beautiful home offers 3 bedrooms, 1 bath with an oversized 32X24 garage. The yard is almost 2/3 an acre and is like a park with so much room for activities and entertaining, along with a huge deck and a firepit for relaxing. A circle driveway and awesome corner lot! Home is close to shopping, schools, and restaurants. Many updates have been made to this home, including a beautiful bathroom, most of the roof, natural gas water heater, fresh paint, and flooring. The large kitchen has an attached dining area, a broom closet, pantry, and storage nook for backpacks and jackets. The walk-in attic has flooring for additional storage. The upstairs bedroom is huge with a 14ft closet. Don't miss your chance to take a look at this awesome home with lots of space to grow.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,783 sq ft home in Union City Village in Union City built in 1880.
Closed at $187,000 (about $105/sq ft).
Estimated annual property tax: $3,061, or about $255 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Village of Union City; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,783 sqft
Lot Size0.64 acres
Year Built1880
Stories2
Location
CityUnion City
MunicipalityUnion City Vllg
Zip Code49094
CountyBranch
School DistrictUnion City
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/25/2026
Sold Date4/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$5,610
Source: SparkMLS
Tax Information
Annual Tax$3,061
Tax Year2024
Assessed Value$73,938
Parcel #021-E90-001-008-00
Source: SparkMLS
Legal Description
UNION TOWNSHIP T5S R7W SECTION 5 BEG AT NELY COR OF LOT 16 BLK 1 OF EWERS ADD TH S ON W LI OF SOUTH ST 6 CH 5 LK TH W 4 CH TH N 3 CH 95 LKS TO ST JOSEPH ST TH NELY ALG SD ST 4 CH 37 LKS TO POB EXC W 135 FT THEREOF ALSO EXC S 150 FT THEREOF VILLAGE OF UNION CITY .64 AC +/-
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Hayes
CENTURY 21 Affiliated
Frequently Asked Questions about 401 Saint Joseph Street, Union City, MI 49094
Which school district serves 401 Saint Joseph Street, Union City, MI 49094?
Per MLS# 25062002, 401 Saint Joseph Street, Union City, MI 49094 is in the Union City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Union City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25062002, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 401 Saint Joseph Street, Union City, MI 49094?
Per public tax records, annual property taxes for this property are $3,061 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 401 Saint Joseph Street, Union City, MI 49094 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 401 Saint Joseph Street, Union City, MI 49094 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 401 Saint Joseph Street, Union City, MI 49094. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 401 Saint Joseph Street, Union City, MI 49094?
Per Michigan Public Service Commission service territory data: Electric: Village of Union City. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Union City Vllg police department or the Branch County sheriff's office.
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Internet
Download
1.2 Gbps
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50 Mbps
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10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Village of Union City
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 Saint Joseph Street, Union City, MI 49094
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Municipality
Union City Village
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