For Sale
401 W Saint Marys Street, Decatur, MI 49045
$189,500
MLS # 26012490 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,272 sqftBuilt 19550.15 acres
1 / 23
Listing Description
Move-in-ready ranch at the edge of Decatur! This charming 2 bed, 1 bath home offers easy single-level living, a detached 1-car garage and a nice corner lot just minutes from village shops and dining. Big-ticket updates are already done--newer energy-efficient windows, furnace, water heater, and sump pump--so you can focus on making it your own. Light-filled living room flows well into the spacious dining area and eat-in kitchen; both bedrooms feature ample space, and the second bedroom/home office enjoys its own private entrance with patio for added flexibility. Relax with morning coffee on the side porch or host evening barbecues. Clean, partial basement provides convenient laundry space and plenty of dry storage. Whether you're downsizing, investing, or buying your first home, this well-cared-for ranch delivers comfort, convenience, and peace of mind.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,272 sq ft home built in 1955 sits in Decatur.
Listed at $189,500 (about $149/sq ft).
Property tax estimate: $3,477 per year ($290/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,272 sqft
Lot Size0.15 acres
Year Built1955
Stories1
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleRanch
ConstructionBlock, Wood Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed3/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,885
Tax Year2025
State Equalized Value$71,300
Taxable Value$71,300
Assessed Value$73,510
Homestead (PRE)100%
Parcel #80-43-040-047-00
Source: Public Records
Legal Description
503-A2 19-4-14 554-753 857-61 928-408 1095-700 1723-24 1731-533 *** NLY 100 FT OF LOT 18. BLOCK 4 ORIGINAL PLAT OF DECATUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Cerven
RE/MAX Advantage
Frequently Asked Questions about 401 W Saint Marys Street, Decatur, MI 49045
Which school district serves 401 W Saint Marys Street, Decatur, MI 49045?
Per MLS# 26012490, 401 W Saint Marys Street, Decatur, MI 49045 is in the Decatur boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur directly to confirm enrollment eligibility.
What financing options are available for 401 W Saint Marys Street, Decatur, MI 49045?
Per MLS# 26012490, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 401 W Saint Marys Street, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $3,885 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 401 W Saint Marys Street, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 401 W Saint Marys Street, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 401 W Saint Marys Street, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$3,477
Monthly$290
Millage rate48.7634 mills
Municipality: Village of Decatur
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,519
Principal & interest$1,229
Property taxes$290
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 W Saint Marys Street, Decatur, MI 49045
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