For Sale
4010 Lake Shore Drive, Charlevoix, MI 49720
$479,000
MLS # 26018542 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,736 sqftBuilt 20056.2 acres
1 / 40
Listing Description
Lake Michigan beaches are steps away! This is a truly unique opportunity with over six (6) acres of private property that borders gorgeous state land in multiple directions and the trailhead to Lake Michigan beaches is just steps from the driveway! This home has three (3) spacious bedrooms, two (2) full-bathrooms. The vaulted ceilings and open floor plan that incorporates the kitchen, dining and living spaces create a spacious yet cohesive feel to the main living areas. The master bedroom with ensuite is on one side of the home and the additional bedrooms and another full bathroom on the other end. The laundry/mud room connects the two-car garage and the kitchen. The home was built in 2005 on the property that has been in the family for over 50 years. The property has been surveyed and staked.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,736 sq ft home in Charlevoix built in 2005.
Listed at $479,000 (about $276/sq ft).
Estimated annual property tax: $2,294, or about $191 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,736 sqft
Lot Size6.2 acres
Year Built2005
Stories1
Location
CityCharlevoix
MunicipalityNorwood Twp
Zip Code49720
CountyCharlevoix
School DistrictCharlevoix
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Natural Gas Connected
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed4/28/2026
Original Price$499,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,294
Tax Year2025
State Equalized Value$125,400
Taxable Value$83,023
Assessed Value$85,596
Homestead (PRE)100%
Parcel #011-275-143-00
Source: Public Records
Legal Description
CLIPPER VIEW SUBDIVISION NO.2 LOT 143.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shawn Vondra
Spieth & Satow Auctions & Real Estate
Frequently Asked Questions about 4010 Lake Shore Drive, Charlevoix, MI 49720
Which school district serves 4010 Lake Shore Drive, Charlevoix, MI 49720?
Per MLS# 26018542, 4010 Lake Shore Drive, Charlevoix, MI 49720 is in the Charlevoix boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlevoix directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26018542, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4010 Lake Shore Drive, Charlevoix, MI 49720?
Per public tax records, annual property taxes for this property are $2,294 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4010 Lake Shore Drive, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4010 Lake Shore Drive, Charlevoix, MI 49720 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4010 Lake Shore Drive, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Norwood Twp police department or the Charlevoix County sheriff's office.
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Monthly payment$3,107
Principal & interest$3,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4010 Lake Shore Drive, Charlevoix, MI 49720
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