Pending
4011 Lotus Drive, Waterford, MI 48329
$635,000
MLS # 20261052865 (Realcomp)
3 beds4 baths2,813 sqftBuilt 19290.21 acres
1 / 61
Listing Description
Experience all-sports lakefront living on Lotus Lake with direct access to Maceday Lake, offering miles of boating, fishing, and year-round recreation. Thoughtfully remodeled throughout, this move-in-ready home features a stunning new kitchen, updated main-floor bath, luxury vinyl plank flooring, new carpet, new windows and door walls, built-in custom living room entertainment center, and a new furnace and A/C. Major updates include a new roof and siding (2016) and water heater (2021). The primary suite features remote-controlled window treatments for added comfort. Outdoor living is equally impressive with a second-floor balcony, expansive lakeside deck, stamped concrete patio with fire pit, and spectacular waterfront views. Plenty of parking in the double wide concrete driveway for having guests over. Whether you're entertaining, enjoying sunset cruises, or relaxing by the water, this exceptional home delivers the ultimate Lotus/Maceday lakefront lifestyle.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 4-bath, 2,813 sq ft, with original construction dating to 1929.
Asking $635,000 (about $226/sq ft).
Property tax estimate: $7,571 per year ($631/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,813 sqft
Lot Size0.21 acres
Year Built1929
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Humidifier, Water Softener/Owned
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,944
State Equalized Value$248,970
Taxable Value$207,320
Parcel #1305152025
Source: Public Records
Legal Description
T3N, R9E, SEC 5 HARRIS PARK LOT 90
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kay Pearson
Real Estate One
Frequently Asked Questions about 4011 Lotus Drive, Waterford, MI 48329
What school district is 4011 Lotus Drive, Waterford, MI 48329 in?
Per MLS# 20261052865, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261052865, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052865, the most recent reported annual property tax for 4011 Lotus Drive, Waterford, MI 48329 is $7,944. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4011 Lotus Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4011 Lotus Drive, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$7,571
Monthly$631
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,750
Principal & interest$4,119
Property taxes$631
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4011 Lotus Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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