For Sale
4019 E Higgins Lake Drive, Roscommon, MI 48653
$199,900
MLS # 201841430
2 beds1 bathBuilt 19630.32 acres
1 / 16
Listing Description
Just 2 blocks from Kelly Beach and the public boat launch, this charming cottage is ready for you to start making Up North memories. Inside, you'll find beautiful knotty pine that gives the home a warm, classic cabin feel, plenty of natural light, and the home is being offered fully furnished! Many thoughtful updates to include added insulation, newer vinyl siding, updated windows, a new garage door, and a newer roof. Outside, the spacious lot offers plenty of room for vehicles, boats, and trailers, making weekends at the lake easy and stress-free. Spend your evenings gathered around the bonfire roasting s'mores, sharing stories, and enjoying everything Northern Michigan has to offer., Age: 31+ Years Approx
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Roscommon built in 1963.
Asking $199,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.32 acres
Year Built1963
Location
CityRoscommon
MunicipalityGerrish Twp
Zip Code48653
CountyRoscommon
Sale & Financing
Listed7/12/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie Adamson
Century 21 Realty North Higgins Lake
Frequently Asked Questions about 4019 E Higgins Lake Drive, Roscommon, MI 48653
Is 4019 E Higgins Lake Drive, Roscommon, MI 48653 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4019 E Higgins Lake Drive, Roscommon, MI 48653 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Gerrish Twp police department or the Roscommon County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4019 E Higgins Lake Drive, Roscommon, MI 48653
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