Sold
402 S 5th Street, St. Clair, MI 48079
Sold on 03/11/2026 for$95,000
MLS # 20261008355 (Realcomp)
3 beds1 bath1,354 sqftBuilt 99990.12 acres
1 / 20
Listing Description
Welcome to this charming 3-bedroom home located in the highly sought-after East China School District! Offering 1,354 square feet of comfortable living space, this property sits on a desirable corner lot with a fenced-in backyard. Perfect for pets, play, or entertaining. Enjoy a relaxing morning on the covered front porch. Location is where this home truly shines. Location is where this home truly shines. Just a short stroll to downtown St. Clair, you’ll enjoy charming local boutiques, dining, and year-round entertainment. Spend your summers kayaking or canoeing on the nearby Pine River, and don’t miss watching the iconic Bayview Mackinac Boat Races from the boardwalk, right in your own community. Whether you’re looking for a place to call home or a smart investment opportunity, this property offers both lifestyle and potential in one unbeatable location.
Source: SparkMLS
About this home
Located in St Clair in St. Clair, this property offers 3-bedroom, 1-bath, 1,354 sq ft, with original construction dating to 9999.
This home sold for $95,000 (about $70/sq ft).
Annual property taxes run approximately $1,396 ($116/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,354 sqft
Lot Size0.12 acres
Year Built9999
Stories2
Location
CitySt. Clair
MunicipalitySt. Clair City
Zip Code48079
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingBaseboard, Other
WaterPublic
SewerPublic
Sale & Financing
Listed2/11/2026
Sold Date3/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,396
Parcel #74070490089000
Source: SparkMLS
Legal Description
LOT 183 MAP OF ST CLAIR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chantel T Hines
Keller Williams Lakeside
Frequently Asked Questions about 402 S 5th Street, St. Clair, MI 48079
Which school district serves 402 S 5th Street, St. Clair, MI 48079?
Per MLS# 20261008355, 402 S 5th Street, St. Clair, MI 48079 is in the East China boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact East China directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261008355, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 402 S 5th Street, St. Clair, MI 48079?
Per public tax records, annual property taxes for this property are $1,396. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 402 S 5th Street, St. Clair, MI 48079 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 402 S 5th Street, St. Clair, MI 48079 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 402 S 5th Street, St. Clair, MI 48079. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 402 S 5th Street, St. Clair, MI 48079?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Clair City police department or the St. Clair County sheriff's office.
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Monthly payment$616
Principal & interest$616
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
100 Mbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
402 S 5th Street, St. Clair, MI 48079
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Municipality
St Clair
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